HomeMy WebLinkAboutCommitmentPackageG-21-1510_05-13-2021Serving Gallatin, Madison and Park Counties
600 South 19th Ave., Bozeman MT 59718 33 Lone Peak Dr., Ste 205, Big Sky MT 59716 203 South Main St., Livingston MT 59047o.406.522.5500 f. 406.522.5501 SecTitle.com
COPIES TO: Ted Mitchell, Mitchell Development Group
Kathleen Brewer, Mitchell Development Group
INQUIRIES TO:Title Officer:Cory Berkram (cberkram@sectitle.com)
Direct Line:(406) 522-5540
Escrow Officer:Kris L. Deason (k.deason@sectitle.com)
Direct Line:(406) 522-5570
COMMITMENT FOR TITLE INSURANCE
SELLER:Mitchell Development & Investments, LLC
BUYER:To Be Determined and Approved by the
Company
ORDER #:
ADDRESS:
G-21-1510
No Address Assigned, Fowler Avenue
Bozeman, MT 59718
This page is only a part of a 2016 ALTA Commitment for Title Insurance. This Commitment is not valid without the Notice; the Commitment
to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I – Requirements; and Schedule B, Part II – Exceptions.
Issued through the Office of
Security Title Company of Montana
600 South 19th Avenue
Bozeman, MT 59718
Cory Berkram, License #: _______________
Authorized Signatory
ORT Form 4690 8-1-16
ALTA Commitment for Title Insurance
ALTA Commitment for Title Insurance
Issued By Old Republic National Title Insurance Company
NOTICE
IMPORTANT—READ CAREFULLY: THIS COMMITMENT IS AN OFFER TO ISSUE ONE OR MORE TITLE
INSURANCE POLICIES. ALL CLAIMS OR REMEDIES SOUGHT AGAINST THE COMPANY INVOLVING THE
CONTENT OF THIS COMMITMENT OR THE POLICY MUST BE BASED SOLELY IN CONTRACT.
THIS COMMITMENT IS NOT AN ABSTRACT OF TITLE, REPORT OF THE CONDITION OF TITLE, LEGAL OPINION, OPINION
OF TITLE, OR OTHER REPRESENTATION OF THE STATUS OF TITLE. THE PROCEDURES USED BY THE COMPANY TO
DETERMINE INSURABILITY OF THE TITLE, INCLUDING ANY SEARCH AND EXAMINATION, ARE PROPRIETARY TO THE
COMPANY, WERE PERFORMED SOLELY FOR THE BENEFIT OF THE COMPANY, AND CREATE NO
EXTRACONTRACTUAL LIABILITY TO ANY PERSON, INCLUDING A PROPOSED INSURED.
THE COMPANY’S OBLIGATION UNDER THIS COMMITMENT IS TO ISSUE A POLICY TO A PROPOSED INSURED
IDENTIFIED IN SCHEDULE A IN ACCORDANCE WITH THE TERMS AND PROVISIONS OF THIS COMMITMENT. THE
COMPANY HAS NO LIABILITY OR OBLIGATION INVOLVING THE CONTENT OF THIS COMMITMENT TO ANY OTHER
PERSON.
COMMITMENT TO ISSUE POLICY
Subject to the Notice; Schedule B, Part I—Requirements; Schedule B, Part II—Exceptions; and the Commitment Conditions,
Old Republic National Title Insurance Company, a Florida Corporation (the “Company”), commits to issue the Policy according
to the terms and provisions of this Commitment. This Commitment is effective as of the Commitment Date shown in Schedule
A for each Policy described in Schedule A, only when the Company has entered in Schedule A both the specified dollar
amount as the Proposed Policy Amount and the name of the Proposed Insured.
If all of the Schedule B, Part I—Requirements have not been met within 6 months after the Commitment Date, this
Commitment terminates and the Company’s liability and obligation end.
This page is only a part of a 2016 ALTA Commitment for Title Insurance. This Commitment is not valid without the Notice; the Commitment
to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I – Requirements; and Schedule B, Part II – Exceptions.
ORT Form 4690 8-1-16
ALTA Commitment for Title Insurance
COMMITMENT CONDITIONS
1. DEFINITIONS
(a) “Knowledge” or “Known”: Actual or imputed knowledge, but not constructive notice imparted by the Public Records.
(b) “Land”: The land described in Schedule A and affixed improvements that by law constitute real property. The term “Land”
does not include any property beyond the lines of the area described in Schedule A, nor any right, title, interest, estate,
or easement in abutting streets, roads, avenues, alleys, lanes, ways, or waterways, but this does not modify or limit the
extent that a right of access to and from the Land is to be insured by the Policy.
(c) “Mortgage”: A mortgage, deed of trust, or other security instrument, including one evidenced by electronic means
authorized by law.
(d) “Policy”: Each contract of title insurance, in a form adopted by the American Land Title Association, issued or to be issued
by the Company pursuant to this Commitment.
(e) “Proposed Insured”: Each person identified in Schedule A as the Proposed Insured of each Policy to be
issued pursuant to this Commitment.
(f) “Proposed Policy Amount”: Each dollar amount specified in Schedule A as the Proposed Policy Amount of each
Policy to be issued pursuant to this Commitment.
(g) “Public Records”: Records established under state statutes at the Commitment Date for the purpose of imparting
constructive notice of matters relating to real property to purchasers for value and without Knowledge.
(h) “Title”: The estate or interest described in Schedule A.
2.If all of the Schedule B, Part I—Requirements have not been met within the time period specified in the Commitment to
Issue Policy, this Commitment terminates and the Company’s liability and obligation end.
3.The Company’s liability and obligation is limited by and this Commitment is not valid without:
(a) the Notice;
(b) the Commitment to Issue Policy;
(c) the Commitment Conditions;
(d) Schedule A;
(e) Schedule B, Part I—Requirements;
(f) Schedule B, Part II—Exceptions; and
(g) a counter-signature by the Company or its issuing agent that may be in electronic form.
4. COMPANY’S RIGHT TO AMEND
The Company may amend this Commitment at any time. If the Company amends this Commitment to add a defect, lien,
encumbrance, adverse
claim, or other matter recorded in the Public Records prior to the Commitment Date, any liability of the Company is
limited by Commitment Condition 5. The Company shall not be liable for any other amendment to this Commitment.
5. LIMITATIONS OF LIABILITY
(a) The Company’s liability under Commitment Condition 4 is limited to the Proposed Insured’s actual expense incurred in
the interval between the Company’s delivery to the Proposed Insured of the Commitment and the delivery of the
amended Commitment, resulting from the Proposed Insured’s good faith reliance to:
(i) comply with the Schedule B, Part I—Requirements;
(ii)eliminate, with the Company’s written consent, any Schedule B, Part II—Exceptions; or
(iii)acquire the Title or create the Mortgage covered by this Commitment.
(b) The Company shall not be liable under Commitment Condition 5(a) if the Proposed Insured requested the amendment or
had Knowledge of the matter and did not notify the Company about it in writing.
(c) The Company will only have liability under Commitment Condition 4 if the Proposed Insured would not have incurred the
expense had the Commitment included the added matter when the Commitment was first delivered to the Proposed
Insured.
This page is only a part of a 2016 ALTA Commitment for Title Insurance. This Commitment is not valid without the Notice; the Commitment
to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I – Requirements; and Schedule B, Part II – Exceptions.
ORT Form 4690 8-1-16
ALTA Commitment for Title Insurance
(d) The Company’s liability shall not exceed the lesser of the Proposed Insured’s actual expense incurred in good
faith and described in Commitment Conditions 5(a)(i) through 5(a)(iii) or the Proposed Policy Amount.
(e) The Company shall not be liable for the content of the Transaction Identification Data, if any.
(f) In no event shall the Company be obligated to issue the Policy referred to in this Commitment unless all of the
Schedule B, Part I— Requirements have been met to the satisfaction of the Company.
(g) In any event, the Company’s liability is limited by the terms and provisions of the Policy.
6. LIABILITY OF THE COMPANY MUST BE BASED ON THIS COMMITMENT
(a) Only a Proposed Insured identified in Schedule A, and no other person, may make a claim under this Commitment.
(b) Any claim must be based in contract and must be restricted solely to the terms and provisions of this Commitment.
(c) Until the Policy is issued, this Commitment, as last revised, is the exclusive and entire agreement between the parties
with respect to the subject matter of this Commitment and supersedes all prior commitment negotiations, representations,
and proposals of any kind, whether written or oral, express or implied, relating to the subject matter of this Commitment.
(d) The deletion or modification of any Schedule B, Part II—Exception does not constitute an agreement or obligation to
provide coverage beyond the terms and provisions of this Commitment or the Policy.
(e) Any amendment or endorsement to this Commitment must be in writing and authenticated by a person authorized by
the Company.
(f) When the Policy is issued, all liability and obligation under this Commitment will end and the Company’s only
liability will be under the Policy.
7. IF THIS COMMITMENT HAS BEEN ISSUED BY AN ISSUING AGENT
The issuing agent is the Company’s agent only for the limited purpose of issuing title insurance commitments and policies.
The issuing agent is not the Company’s agent for the purpose of providing closing or settlement services.
8. PRO-FORMA POLICY
The Company may provide, at the request of a Proposed Insured, a pro-forma policy illustrating the coverage that the
Company may provide. A pro-forma policy neither reflects the status of Title at the time that the pro-forma policy is
delivered to a Proposed Insured, nor is it a commitment to insure.
9. ARBITRATION
The Policy contains an arbitration clause. All arbitrable matters when the Proposed Policy Amount is $2,000,000 or less shall
be arbitrated at the option of either the Company or the Proposed Insured as the exclusive remedy of the parties. A Proposed
Insured may review a copy of the arbitration rules at http://www.alta.org/arbitration.
This page is only a part of a 2016 ALTA Commitment for Title Insurance. This Commitment is not valid without the Notice; the Commitment
to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I – Requirements; and Schedule B, Part II – Exceptions.
ALTA Commitment for Title Insurance
Old Republic National Title Insurance Company
Page 1 of 7
Schedule A
ALTA COMMITMENT
Revision No. 1 Amending the Vested Owner May 13, 2021
Order Number: G-21-1510
Property Address: No Address Assigned, Fowler Avenue, Bozeman, MT 59718
1. Effective Date: 05/04/2021 at 7:30 AM
2. Policy to be issued:
(a) ALTA Owner's Policy
Standard Coverage Amount:$ 10.00
Extended Coverage Premium:$
Endorsements: $
Proposed Insured:To Be Determined and Approved by the Company
3. The estate or interest in the Land described or referred to in this Commitment and covered herein is fee simple and title
thereto is at the effective date hereof vested in:
Mitchell Development & Investments, LLC, a Montana Limited Liability Company
4. The Land is described as follows:
See legal description in Exhibit “A” attached hereto and made a part hereof.
Old Republic National Title Insurance Company
Authorized Signatory
Security Title Company of Montana,
600 South 19th Avenue, Bozeman, MT 59718
This page is only a part of a 2016 ALTA Commitment for Title Insurance. This Commitment is not valid without the Notice; the Commitment
to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I – Requirements; and Schedule B, Part II – Exceptions.
ALTA Commitment for Title Insurance
Old Republic National Title Insurance Company
Page 2 of 7
Exhibit A
ALTA COMMITMENT
Property Description
All that portion of Tract 2A, Minor Subdivision No. 195A, being The Amended Plat of West College Minor Subdivision
#195, in the City of Bozeman, Gallatin County, Montana, according to the official plat thereof on file and of record in
the office of the County Clerk and Recorder, Gallatin County, Montana, lying West of Fowler Avenue.
This page is only a part of a 2016 ALTA Commitment for Title Insurance. This Commitment is not valid without the Notice; the Commitment
to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I – Requirements; and Schedule B, Part II – Exceptions.
ALTA Commitment for Title Insurance
Old Republic National Title Insurance Company
Page 3 of 7
Schedule B-I
ALTA COMMITMENT
Requirements
All of the following Requirements must be met:
1. Pay the agreed amounts for the interest in the land and/or the mortgage to be insured.
2. Pay us the premiums, fees and charges for the policy.
3. Documents satisfactory to the Company creating the interest in the Land and/or the Mortgage to be insured must be
signed, delivered and recorded.
4. You must tell us in writing the name of anyone not referred to in this Commitment who will get an interest in the land or
who will make a loan on the land. We may then make additional requirements or exceptions.
5. If any document in the completion of this transaction is to be executed by an attorney-in-fact, the Power of Attorney form
must be submitted for review prior to closing.
6. We require the borrower/seller to execute a Seller or Borrower Affidavit and Indemnity.
Note to Lender: Title to the subject real property will be taken in the name of the proposed insured as shown on
Schedule A of the commitment. When preparing your debt instrument, the grantor MUST be IDENTICAL to said
proposed insured(s).
If this information is different than shown on your loan application, please inform us immediately.
ALTA Commitment for Title Insurance
Old Republic National Title Insurance Company
Page 4 of 7
Schedule B-II
ALTA COMMITMENT
Exceptions
THIS COMMITMENT DOES NOT REPUBLISH ANY COVENANT, CONDITION, RESTRICTION, OR LIMITATION CONTAINED IN
ANY DOCUMENT REFERRED TO IN THIS COMMITMENT TO THE EXTENT THAT THE SPECIFIC COVENANT, CONDITION,
RESTRICTION, OR LIMITATION VIOLATES STATE OR FEDERAL LAW BASED ON RACE, COLOR, RELIGION, SEX, SEXUAL
ORIENTATION, GENDER IDENTITY, HANDICAP, FAMILIAL STATUS, OR NATIONAL ORIGIN.
The Policy will not insure against loss or damage resulting from the terms and provisions of any lease or easement identified
in Schedule A, and will include the following Exceptions unless cleared to the satisfaction of the Company:
1. Taxes or assessments which are not shown as existing liens by the records of any taxing authority that
levies taxes or assessments on real property or by the public records.
2. Any facts, rights, interests, or claims which are not shown by the public records but which could be
ascertained by an inspection of said land or by making inquiry of persons in possession thereof.
3. Easements, claims of easement or encumbrances which are not shown by the public records.
4. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the title including
discrepancies, conflicts in boundary lines, shortage in area or any other facts that would be disclosed by
an accurate and complete land survey of the land, and that are not shown in the public records.
5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance
thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b), or (c) are
shown by the public records.
6. Any liens, or rights to a lien, for services, labor or material theretofore or hereafter furnished, imposed by
law and not shown by the public records.
7.Any right, title or interest in any minerals, mineral rights or related matters, including but not limited to oil,
gas, coal and other hydrocarbons, sand, gravel or other common variety materials, whether or not shown
by the public records.
8. General and special taxes and assessments for the year 2021 which are a lien but not yet computed or payable.
9. General and special taxes and assessments for the year 2020. First installment shows paid in the amount of
$37.91; second installment shows payable in the amount of $37.90. Parcel No. RGG25968. (Affects this and other
real property)
10. Special Assessments and Special Improvement Districts for the year 2020/2021 levied by the City of Bozeman
under Account ID No: 146470. The first installment shows paid in the amount of $438.45. Second installment
shows paid in the amount of $438.45.
This page is only a part of a 2016 ALTA Commitment for Title Insurance. This Commitment is not valid without the Notice; the Commitment
to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I – Requirements; and Schedule B, Part II – Exceptions.
ALTA Commitment for Title Insurance
Old Republic National Title Insurance Company
Page 5 of 7
11. Right of Way for the Farmer’s Canal, Excelsior Canal, and Middle Creek Ditch as disclosed by various instruments
of record, which include the following:
Book 17 of Deeds, Page 489, recorded December 10, 1890, records of Gallatin County, Montana.
Book 20 of Deeds, Page 252, recorded March 16, 1893, records of Gallatin County, Montana.
Book 22 of Deeds, Page 532, recorded June 29, 1896, records of Gallatin County, Montana.
Book 8 of Deeds, Page 465, recorded June 20, 1891, records of Gallatin County, Montana.
Book 67 of Deeds, Page 131, recorded January 19, 1924, records of Gallatin County, Montana.
Book 32 of Deeds, Page 180, recorded June 13, 1904, records of Gallatin County, Montana.
12. Right of Way Deed granted to The Montana Power Company for the right to erect and maintain opposite each
power pole as now located on the North side of Section 15, Township 2 South, Range 5 East, P.M.M., recorded
March 28, 1919 in Book 60 of Deeds, Page 30, records of Gallatin County, Montana.
Deed conveying all existing easements from Northwestern Energy, L.L.C., formerly known as The Montana Power,
L.L.C., successor by merger to the remaining utility business of The Montana Power Company to Northwestern
Corporation, recorded December 4, 2002, Document No. 2089795, records of Gallatin County, Montana.
13. Right of Way Easement to The Montana Power Company for the right to construct, maintain, operate and remove
an electric transmission system, as now surveyed and located over, along, and across the N1/2N1/2NE1/4 of
Section 15, Township 2 South, Range 5 East, P.M.M., Gallatin County, Montana, together with the right of access to
said right of way over and along existing roads and trails and the right to clear and remove all timber and brush from
the right of way ____ feet on each side of said transmission line and to cut and remove such trees outside of such
right of way which may endanger said line. Recorded July 5, 1956 in Book 121 of Deeds, Page 375, records of
Gallatin County, Montana.
Deed conveying all existing easements from Northwestern Energy, L.L.C., formerly known as The Montana Power,
L.L.C., successor by merger to the remaining utility business of The Montana Power Company to Northwestern
Corporation, recorded December 4, 2002, Document No. 2089795, records of Gallatin County, Montana.
14. Easement for irrigation purposes granted to Farmers Canal Company over, along and across the Northerly portion
of Tract A-1-A-2 of Certificate of Survey No. 1243C, recorded April 5, 1995 in Film 152, Page 2396, records of
Gallatin County, Montana.
15. Right of Way Easement to The Montana Power Company for an easement 10 feet in width upon which to construct,
operate, maintain, replace and remove an electric powerline, communication system and necessary appurtenances,
over, under, along and across Tract A-1-A-2 of Certificate of Survey No. 1243C (adjacent to Highway R/W).
Together with reasonable right of ingress to and egress from said right of way over lands of the Grantor(s) using
existing roads and trails where practicable, the right to use and keep all of said easement area free and clear of any
and all permanent obstructions except property line fences and the right to clear and remove any brush from said
right of way which may endanger said line(s) or facilities. Recorded May 2, 1994 in Film 143, Page 2777, records of
Gallatin County, Montana.
Deed conveying all existing easements from Northwestern Energy, L.L.C., formerly known as The Montana Power,
L.L.C., successor by merger to the remaining utility business of The Montana Power Company to Northwestern
Corporation, recorded December 4, 2002, Document No. 2089795, records of Gallatin County, Montana.
This page is only a part of a 2016 ALTA Commitment for Title Insurance. This Commitment is not valid without the Notice; the Commitment
to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I – Requirements; and Schedule B, Part II – Exceptions.
ALTA Commitment for Title Insurance
Old Republic National Title Insurance Company
Page 6 of 7
16. Right of Way Easement to the Montana Power Company for an easement 10 feet in width upon which to construct,
operate, maintain, replace and remove a pipeline and necessary appurtenances, over, under, along and across
Tract A-1-A-2 of Certificate of Survey No. 1243C. (adjacent to overhead electric easement). Together with
reasonable right of ingress to and egress from said right of way over lands of the Grantor(s) using existing roads
and trails where practicable, the right to use and keep all of said easement area free and clear of any and all
permanent obstructions except property line fences and the right to clear and remove any brush from said right of
way which may endanger said line(s) or facilities. Recorded May 2, 1994 in Film 143, Page 2803, records of
Gallatin County, Montana.
Deed conveying all existing easements from Northwestern Energy, L.L.C., formerly known as The Montana Power,
L.L.C., successor by merger to the remaining utility business of The Montana Power Company to Northwestern
Corporation, recorded December 4, 2002, Document No. 2089795, records of Gallatin County, Montana.
17. All matters, covenants, conditions, restrictions, easements and any rights, interests or claims which may exist by
reason thereof, disclosed by the recorded plat of Minor Subdivision No. 195 and Amended Minor Subdivision No.
195A, records of Gallatin County, Montana, but deleting any covenant, condition or restriction indicating a
preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status, or national origin
to the extent such covenants, conditions or restrictions violate 42 USC 3604(c).
18. Terms, conditions, restrictions and all other disclosures contained in Montana State University Foundation
Annexation, Annexation Agreement, recorded August 15, 2002, under Document No. 2077892, records of Gallatin
County, Montana.
19. Terms, conditions, restrictions and all other disclosures contained in the Declaration of Restrictions and Grant of
Easements, Bozeman Gateway, recorded November 9, 2006, Document No. 2247808, records of Gallatin County,
Montana.
First Amendment to Declaration of Restrictions and Grant of Easements, recorded December 9, 2010, Document
No. 2377360, records of Gallatin County, Montana.
Consent to First Amendment to Declaration of Restrictions and Grant of Easements, recorded December 9, 2010,
Document No. 2377361, records of Gallatin County, Montana.
Memorandum of Supplemental Agreement, executed by and between Mitchell Development Group, LLC, a
Montana limited liability company and Kohl's Department Stores, Inc., a Delaware corporation, recorded December
9, 2010, Document No. 2377363, records of Gallatin County, Montana.
Delegation of Phase 5 Common Area Maintenance under Declaration of Restrictions and Grant of Easements,
recorded July 16, 2020, Document No. 2689529, records of Gallatin County, Montana.
Assignment and Assumption of Rights of Declarant under Declaration of Restrictions and Grant of Easements,
recorded July 16, 2020, Document No. 2689531, records of Gallatin County, Montana.
BUT DELETING FROM THE HEREINABOVE Covenants and Amendments any covenant, condition or restriction
indicating a preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status, or
national origin to the extent such covenants, conditions or restrictions violate 42 USC 3604(c).
20. Terms and conditions of Underground Irrigation and Ditch Easement and Agreement, executed by and between
Mitchell Development Group, LLC, a Montana limited liability company and Farmers Canal Company, a Montana
corporation, recorded January 2, 2007, Document No. 2252577, records of Gallatin County, Montana.
This page is only a part of a 2016 ALTA Commitment for Title Insurance. This Commitment is not valid without the Notice; the Commitment
to Issue Policy; the Commitment Conditions; Schedule A; Schedule B, Part I – Requirements; and Schedule B, Part II – Exceptions.
ALTA Commitment for Title Insurance
Old Republic National Title Insurance Company
Page 7 of 7
21. Terms, conditions, restrictions and all other disclosures contained in Conditions of Approval for a Conditional Use
Permit for Property Located at The Bozeman Gateway Planned Unit Development Subdivision, Bozeman, Montana,
recorded March 7, 2012, Document No. 2410064, records of Gallatin County, Montana.
22. Terms and conditions of an unrecorded Commercial Lease, dated December 27, 2019, executed by and between
Mitchell Development & Investments, LLC, a Montana limited liability company, as Lessor, and Bozeman Gateway
Hospitality, LLC, a Montana limited liability company, as disclosed by Abstract of Commercial Lease, recorded
December 30, 2019, Document No. 2668744, records of Gallatin County, Montana.
NOTES:
A Realty Transfer Certificate must be submitted before forthcoming instruments of transfer can be placed of record
and when property is not served by a public service water supply, a statement concerning transfer or non-transfer of
water right must appear thereon.
Title is to vest in a person(s) or entity(s) not yet disclosed and when so disclosed will be subject to a search of the
public records in regard to said disclosure.
No liability is assumed hereunder until full policy premium is paid.
Regulations imposed on the title insurance industry by the Montana State Insurance Commission require that a fee be
charged for cancellation.
END OF EXCEPTIONS
NOTE: The attached county map/plat/survey is for reference purposes only. Security Title Company of Montana
assumes no liability for the accuracy thereof.
7/2020
Go to www.oldrepublictitle.com (Contact Us)
FACTS WHAT DOES OLD REPUBLIC TITLE
DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers
the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share,
and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you
have with us. This information can include:
•Social Security number and employment information
•Mortgage rates and payments and account balances
•Checking account information and wire transfer instructions
When you are no longer our customer, we continue to share your information as described in this
notice.
How?
All financial companies need to share customers’ personal information to run their everyday business.
In the section below, we list the reasons financial companies can share their customers’ personal
information; the reasons Old Republic Title chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Old
Republic Title
share?
Can you limit this
sharing?
For our everyday business purposes — such as to process your
transactions, maintain your account(s), or respond to court orders and
legal investigations, or report to credit bureaus
Yes No
For our marketing purposes —
to offer our products and services to you No We don’t share
For joint marketing with other financial companies No We don’t share
For our affiliates’ everyday business purposes —
information about your transactions and experiences Yes No
For our affiliates’ everyday business purposes —
information about your creditworthiness No We don’t share
For our affiliates to market to you No We don’t share
For non-affiliates to market to you No We don’t share
Page 2
Who we are
Who is providing this notice?Companies with an Old Republic Title name and other affiliates. Please see below for a
list of affiliates.
What we do
How does Old Republic Title
protect my personal
information?
To protect your personal information from unauthorized access and use, we use security
measures that comply with federal law. These measures include computer safeguards and
secured files and buildings. For more information, visit
https://www.oldrepublictitle.com/privacy-policy
How does Old Republic Title
collect my personal information?
We collect your personal information, for example, when you:
•Give us your contact information or show your driver’s license
•Show your government-issued ID or provide your mortgage information
•Make a wire transfer
We also collect your personal information from others, such as credit bureaus, affiliates,
or other companies.
Why can’t I limit all sharing?Federal law gives you the right to limit only:
•Sharing for affiliates’ everyday business purposes - information about your
creditworthiness
•Affiliates from using your information to market toyou
•Sharing for non-affiliates to market toyou
State laws and individual companies may give you additional rights to limit sharing. See
the State Privacy Rights section location at https://www.oldrepublictitle.com/privacy-
policy for your rights under state law.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and
nonfinancial companies.
•Our affiliates include companies with an Old Republic Title name, and financial
companies such as Attorneys’ Title Fund Services, LLC, Lex Terrae National Title
Services, Inc., Mississippi Valley Title Services Company, and The Title Company of
North Carolina.
Non-affiliates Companies not related by common ownership or control. They can be financial and non-
financial companies.
•Old Republic Title does not share with non-affiliates so they can market to you
Joint marketing A formal agreement between non-affiliated financial companies that together market
financial products or services to you.
•Old Republic Title doesn’t jointly market.
Page 3
Affiliates Who May be Delivering This Notice
American First Title
& Trust Company
American Guaranty
Title Insurance
Company
Attorneys' Title Fund
Services, LLC
Compass Abstract, Inc.eRecording Partners
Network, LLC
Genesis Abstract, LLC Guardian Consumer
Services, Inc.
iMarc, Inc.Kansas City
Management Group,
LLC
L.T. Service Corp.
Lenders Inspection
Company
Lex Terrae National
Title Services, Inc.
Lex Terrae, Ltd.Mississippi Valley Title
Services Company
National Title Agent's
Services Company
Old Republic Branch
Information Services,
Inc.
Old Republic
Diversified Services,
Inc.
Old Republic Escrow
of Vancouver, Inc.
Old Republic Exchange
Company
Old Republic National
Ancillary Services, Inc.
Old Republic
National Commercial
Title Services, Inc.
Old Republic Title
and Escrow of
Hawaii, Ltd.
Old Republic National
Title Insurance
Company
Old Republic Title
Company
Old Republic Title
Companies, Inc.
Old Republic Title
Company of Conroe
Old Republic Title
Company of Indiana
Old Republic Title
Company of Nevada
Old Republic Title
Company of Oklahoma
Old Republic Title
Company of Oregon
Old Republic Title
Company of St. Louis
Old Republic Title
Company of
Tennessee
Old Republic Title
Information Concepts
Old Republic Title
Insurance Agency, Inc.
Old Republic Title, Ltd.
RamQuest Software,
Inc.
Republic Abstract &
Settlement, LLC
Sentry Abstract
Company
Surety Title Agency,
Inc.
The Title Company of
North Carolina
Trident Land Transfer
Company, LLC