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HomeMy WebLinkAboutCues Gatekeepers Liability Insurance COMMERCIAL AUTO POLICY NUMBER: BA-7548M748-11-CAG ISSUE DATE: 01-23-12 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. GARAGEKEEPERS COVERAGE This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE FORM MOTOR CARRIER COVERAGE FORM TRUCKERS COVERAGE FORM With respect to coverage provided by this endorsement, the provisions of the Coverage Form apply unless modi- fied by the endorsement. SCHEDULE Location Number Address Where You Conduct Garage Operations (Main Location) 1 3600 RIO VISTA AVENUE ORLANDO FL 32805 Coverages Limit Of Insurance And Deductible Premium $ Minus $ 1890 $ Deductible For Each Customer's Auto For Loss Caused By Theft Or Mischief Or Vandalism Subject To Comprehensive $ Maximum Deductible For All Such Or Loss In Any One Event; Specified Or Causes Of Loss $ 1000000 Minus $ 1000 Deductible For All Perils Subject To $ 2500 Maximum Deductible For All Such Loss In Any One Event. $ 1000000 Minus $ 742 Collision $ 10000 Deductible For Each Customer's Auto. CA 99 37 03 06 0 ISO Properties, Inc., 2005 Page 1 of 4 COMMERCIAL AUTO Location Number Address Where You Conduct Garage Operations 2 1943 AUGUSTA COURT ONTARIO CA 91761 Coverages Limit Of Insurance And Deductible Premium $ Minus $ 1406 $ Deductible For Each Customer's Auto For Loss Caused By Theft Or Mischief Or Vandalism Subject To Comprehensive $ Maximum Deductible For All Such Or Loss In Any One Event; Specified Or Causes Of Loss $ 500000 Minus $ 1000 Deductible For All Perils Subject To $ 2500 Maximum Deductible For All Such Loss In Any One Event. $ 500000 Minus $ 891 Collision $ 10000 Deductible For Each Customer's Auto. Location Number Address Where You Conduct Garage Operations 3 3755 INDUSTRIAL COURT SUWANEE GA 30024 Coverages Limit Of Insurance And Deductible Premium $ Minus $ 339 $ Deductible For Each Customer's Auto For Loss Caused By Theft Or Mischief Or Vandalism Subject To Comprehensive $ Maximum Deductible For All Such Or Loss In Any One Event; Specified Or Causes Of Loss $ 250000 Minus $ 1000 Deductible For All Perils Subject To $ 2500 Maximum Deductible For All Such Loss In Any One Event. $ 250000 Minus $ 265 Collision $ 10000 Deductible For Each Customer's Auto. SEE SCHEDULE Total Premium For All Locations $ 8870 Information required to complete this Schedule, if not shown above, will be shown in the Declarations. Page 2 of 4 0 ISO Properties, Inc., 2005 CA 99 37 03 06 COMMERCIAL AUTO DIRECT COVERAGE OPTIONS Indicate below with an "X" which, if any, Direct Coverage Option is selected. ❑ EXCESS INSURANCE If this box is checked, Garagekeepers Coverage remains applicable on a legal liability basis. However, cover- age also applies without regard to your or any other"insured's" legal liability for "loss" to a "customer's auto' on an excess basis over any other collectible insurance regardless of whether the other insurance covers your or any other"insured's" interest or the interest of the "customer's auto's" owner. ❑ PRIMARY INSURANCE If this box is checked, Garagekeepers Coverage is changed to apply without regard to your or any other "in- sured's" legal liability for"loss" to a "customer's auto" and is primary insurance. A. This endorsement provides only those coverages: 3. Who Is An Insured 1. Where a Limit of Insurance and a premium The following are "insureds"for "loss" to "cus- are shown for that coverage in the Schedule; tomer's autos" and "customer's auto" equip- and ment: 2. For the location shown in the Schedule. a. You. B. Coverage b. Your partners (if you are a partnership), 1. We will pay all sums the "insured" legally or members (if you are a limited liability must pay as damages for "loss" to a "cus- company), "employees", directors or tomer's auto" or "customer's auto" equipment shareholders while acting within the left in the "insured's" care while the "insured" scope of their duties as such. is attending, servicing, repairing, parking or 4. Coverage Extensions storing it in your"garage operations" under: The following applies as Supplementary Pay- a. Comprehensive Coverage ments.We will pay for the "insured": From any cause except: a. All expenses we incur. (1) The "customer's auto's" collision with b. The costs of bonds to release attach- another object; or ments in any "suit" against an "insured" (2) The "customer's auto's" overturn. we defend, but only for bond amounts b. Specified Causes Of Loss Coverage within our Limit of Insurance. Caused by: c. All reasonable expenses incurred by the "insured" at our request, including actual (1) Fire, lightning or explosion; loss of earnings up to $250 a day be- (2) Theft; or cause of time off from work. (3) Mischief or vandalism. d. All costs taxed against the "insured" in c. Collision Coverage any "suit" against an "insured"we defend. Caused by: e. All interest on the full amount of any (1) The "customer's auto's" collision with judgment that accrues after entry of the another object; or judgment in any "suit" against an "in- (2) The "customer's auto's" overturn. sured" we defend; but our duty to pay in- terest ends when we have paid, offered to 2. We will have the right and duty to defend any pay, or deposited in court the part of the "insured" against a "suit" asking for these judgment that is within our Limit of Insur- damages. However, we have no duty to de- ance. fend any "insured" against a "suit" seeking These payments will not reduce the Limit of damages for "loss" to which this insurance Insurance. does not apply. We may investigate and set- tle any claim or "suit" as we consider appro- priate. Our duty to defend or settle ends for a 1. This insurance does not apply to any of the coverage when the Limit of Insurance for that following: coverage has been exhausted by payment of a. Contractual Obligations judgments or settlements. Liability resulting from any contract or agreement by which the "insured" ac- cepts responsibility for "loss". But this ex- CA 99 37 03 06 0 ISO Properties, Inc., 2005 Page 3 of 4 COMMERCIAL AUTO clusion does not apply to liability for"loss" made or "suits" brought, the most we will pay that the "insured" would have in the ab- for each "loss" at each location is the Ga- sence of the contract or agreement. ragekeepers Coverage Limit of Insurance b. Theft shown in the Schedule for that location minus "Loss" due to theft or conversion caused the applicable deductibles for "loss" caused in any way by you, your "employees" or by. by your shareholders. a. Collision; or c. Defective Parts b. With respect to Garagekeepers Coverage Defective parts or materials. Comprehensive or Specified Causes Of d. Faulty Work Loss Coverage: Faulty "work you performed". (1) Theft or mischief or vandalism; or 2. We will not pay for"loss" to any of the follow- (2) All perils. ing: 2. The maximum deductible stated in the a. Tape decks or other sound reproducing Schedule for Garagekeepers Coverage Com- equipment unless permanently installed prehensive or Specified Causes of Loss Cov- in a "customer's auto". erage is the most that will be deducted for all b. Tapes, records or other sound reproduc- "loss" in any one event caused by: ing devices designed for use with sound a. Theft or mischief or vandalism; or reproducing equipment. b. All perils. c. Sound receiving equipment designed for 3. Sometimes to settle a claim or "suit", we may use as a citizens' band radio, two-way pay all or any part of the deductible. If this mobile radio or telephone or scanning happens you must reimburse us for the de- monitor receiver, including its antennas ductible or that portion of the deductible that and other accessories, unless perma- we paid. nently installed in the dash or console E. Additional Definitions opening normally used by the "customer's As used in this endorsement: auto" manufacturer for the installation of a radio. 1. "Customer's auto" means a customer's land d. Any device designed or used to detect motor vehicle or trailer or semitrailer. This speed measurement equipment such as definition also includes any customer's auto radar or laser detectors and any jamming while left with you for service, repair, storage apparatus intended to elude or disrupt or safekeeping. Customers include your "em- speed measurement equipment. ployees", and members of their households who pay for services performed. 3. We will not pay for "loss" caused by or result- 2. "Loss" means direct and accidental loss or ing from the following. Such "loss" is excluded damage and includes any resulting loss of regardless of any other cause or event that contributes concurrently or in any sequence use. to the "loss": 3. "Garage operations" means the ownership, a. War, including undeclared or civil war; maintenance or use of locations for the pur- pose of a business of selling, servicing, re- b. Warlike action by a military force, includ- pairing, parking or storing "customer's autos" ing action in hindering or defending and that portion of the roads or other ac- against an actual or expected attack, by cesses that adjoin these locations_ "Garage any government, sovereign or other au- operations" also includes all operations nec- thority using military personnel or other essary or incidental to the performance of ga- agents; or rage operations. c. Insurrection, rebellion, revolution, 4. "Work you performed" includes: usurped power, or action taken by gov- a. Work that someone performed on your ernmental authority in hindering or de- fending against any of these. behalf; and D. Limits Of Insurance And Deductibles b. The providing of or failure to provide 1. Regardless of the number of "customer's warnings or instructions. autos", "insureds", premiums paid, claims Page 4 of 4 0 ISO Properties, Inc., 2005 CA 99 37 03 06 COMMERCIAL AUTO POLICY NUMBER: BA-7548M748-11-CAG ISSUE DATE: 01-23-12 SCHEDULE EXTENSION This is an extension of CA 99 37 GARAGEKEEPERS COVERAGE SCHEDULE Location Number Address Where You Conduct Garage Operations (Main Location) 4 3501 VINELAND RD ORLANDO FL 32811 Coverages Limit Of Insurance And Deductible Premium $ Minus $ 577 $ Deductible For Each Customer's Auto For Loss Caused By Theft Or Mischief Or Vandalism Subject To Comprehensive $ Maximum Deductible For All Such Or Loss In Any One Event; Specified Or Causes Of Loss $ 250000 Minus $ 1000 Deductible For All Perils Subject To $ 2500 Maximum Deductible For All Such Loss In Any One Event. $ 250000 Minus $ 222 Collision $ 10000 Deductible For Each Customer's Auto. Location Number Address Where You Conduct Garage Operations (Main Location) 5 120 CORPORATE PLACE VALLEJO CA 94590 Coverages Limit Of Insurance And Deductible Premium $ Minus $ 779 $ Deductible For Each Customer's Auto For Loss Caused By Theft Or Mischief Or Vandalism Subject To Comprehensive $ Maximum Deductible For All Such Or Loss In Any One Event; Specified Or Causes Of Loss $ 250000 Minus $ 1000 Deductible For All Perils Subject To $ 2500 Maximum Deductible For All Such Loss In Any One Event. $ 250000 Minus $ 490 Collision $ 10000 Deductible For Each Customer's Auto. CA 99 37 SCHED Page 1 of 2 Location Number Address Where You Conduct Garage Operations (Main Location) 6 630 EUBANKS COURT STE K VACAVILLE CA 95688 Coverages Limit Of Insurance And Deductible Premium $ Minus $ 779 $ Deductible For Each Customer's Auto For Loss Caused By Theft Or Mischief Or Vandalism Subject To Comprehensive $ Maximum Deductible For All Such Or Loss In Any One Event; Specified Or Causes Of Loss $ 250000 Minus $ 1000 Deductible For All Perils Subject To $ 2500 Maximum Deductible For All Such Lass In Any One Event. $ 250000 Minus $ 490 Collision $ 10000 Deductible For Each Customer's Auto. Page 2 of 2 CA 99 37 03 06 SCHED