Loading...
HomeMy WebLinkAboutResolution 3379 Revise SID policy COMMISSION RESOLUTION NO. 3379 A RESOLUTION OF THE CITY COMMISSION OF BOZEMAN, MONT ANA ESTABLISHING THE CITY OF BOZEMAN'S SPECIAL IMPROVEMENT DISTRICT POLICY AND REPEALING ALL EXISTING SPECIAL IMPROVEMENT DISTRICT POLICIES. BE IT RESOLVED by the City Commission (the Commission) of the City of Bozeman (the City) that: Section 1. Recitals. 1.01. ProDosed Objectives of Policv. It is the intent of the City of Bozeman, Montana, to establish a policy regarding the creation of special improvement districts within the: City and the issuance of special improvement district bonds therefore so as to provide for the orderly and economical construction and financing of necessary public improvements with the City and to minimize the risks to the taxpayers in the City as a result of unpaid or delinquent assessments. 1.02. Findinas. The Commission hereby finds that: (a) The use of special improvement districts is an important and necessary method of constructing improvements in the City of Bozeman in existing fully developed neighborhoods and business districts, as well as in new residential and commercial subdivisions; and (b) Over the past -t-S 25 years, special improvement districts have been extensively used by real estate developers to finance the entire costs of water, sewer, curbs and gutters, streets, road and park improvements associated with the development of residential and commercial subdivisions within the City; and (c) Such use of special improvement districts and the issuance of special improvement district bonds secured by the City's Revolving Fund have provided a significant economic benefit to the developers of such subdivisions; and (d) That the rate of delinquent special improvement assessments for undeveloped special improvement districts is significantly greater than that for developed special improvement districts; and (e) The high incidence of the failure or inability of such developers to pay assessments levied against the property within such subdivisions while in their ownership has exposed the City's Revolving Fund and, ultimately the City~ General Fund and taxpayers, to risks that are not warranted under the circumstances; and (f) In order to establish a policy that allows the use of special improvement districts and special improvement district bonds, and at the same time provide protection for the City's Revolving Fund taxcaver, it is necessary to establish a policy that distinguishes between, and establishes different standards for, special improvement districts created within existing developed neighborhoods and special improvement districts created for undeveloped residential and commercial subdivisions. Furthermore, it may, in some instances, be in the City's interest to permit creation of special improvement districts on undeveloped properties not secured by the City's Revolving Fund. (g) Scction 7 12 4190 MCA allows the City to aooess thc cost of 810 improvcmcnts over a period of 20 ycars or less. This section states in port: "Thc payment of a:::;:::;c:::;:::;mento to defray the east of acquiring or con:::;trueting any improvements in special improvemcnt districts may bc spread over a term not to m(eeed 20 ycars..." ~ Asscssing the eosts over a period of loss than the 20 year maximum could faeilitate tho sale of tho bonds under more advantageous terms or with lower intcrest rates in ccrtain instanees, sueh as a relatively small bond issue or a period of volatile interest rates. It is recognized, hewever, that shorter term bonds will result in higher required semi annual payments by property owners. (A) Scatien 7 12 4103 MCA authorizes the City to poel bonds of more than one SID distriet. This seetion states in part: Hlf the city council determincs by resolution that the pooling of bonds of moro than ene speeial improvement distriet of tho city is in tho bost interest of the city and the respoctive dictriets and '.viII faeilitate the sale of the bonds under more aet,+,antageous termo er with lower interest rates, the city may issue bonas of the districts oombined in a singlc offering... H Section 2. Definitions. All capitalized terms used herein shall have the meanings given to them in this section, unless otherwise indicated; or, if not defined herein, the meanings given to them in Title 7, Chapter 12, Parts 41 and 42. Aooraised Value means the value for the current use of the orooertv as determined bv a certified aooraiser. Code shall mean the Internal Revenue Code of 1986, and any regulations and rulings promulgated thereby. Communitv Facilitv Imorovements shall mean those improvements that are designed to be part of the community-wide system of city service or improvement facilities and which are not designed to provide city services or access to individual lots or properties. Costs of Imorovements shall mean those incidental expenses described in Section 7-12-4104, MCA and those costs described in Section 7~ 12-4169, MCA. Costs of Issuance shall mean all items of expense directly or indirectly payable by, or reimbursable to, the City and related to the authorization, sale, and issuance of bonds including the City's fees, costs of preparation and reproduction of documents, initial fees and charges of Trustee, (if any) legal fees and charges, fees and charges for preparation, execution and safekeeping of the bonds. DeveloDed District shall mean a special improvement district in which more than 50% of the lots have occupiable structures built thereon. Develooer shall mean to include an individual or a group of individuals, natural cerson. business. ioint venture. association. trust. club. corporation or partnership requesting the creation of a special improvement district. Imorovements shall mean public improvements authorized by Section 7-12-4102, MCA to be constructed and financed through the creation of special improvement districts. Off-Site ImDrovements shall mean those improvements located outside the boundaries of a special improvement district but of special benefit to the properties within the district. On-Site Imorovements shall mean those improvements located within boundaries of a Special Improvement District. Revolvina Fund shall mean the fund established by the City pursuant to Section 7-12-4321 etseq. Soecial Imorovement Districts shall mean those districts established pursuant to Title 7, Chapter 12, Parts 41 and 42, MCA for the purpose of constructing and installing improvements for the special benefit of properties located within such districts. Scecial Imorovement District Bonds shall mean those bonds issued by the City pursuant to Title 7, Chapter 12, Parts 41 and 42, MCA for the purpose of financing improvements within special improvement districts and paying incidental costs as defined in Section 7-12-4101, MCA related to the croatian of the dictriotc and tho isouanoe of tho Bonde. - 2 - .-----.-...... -.-.... - .~ Undeveloced District shall mean a special improvement district in which less than 50% of the lots have occupiable structures built thereon. Section 3. Creation of Sceciallmorovement Districts Secured By The Revolvina Fund. 3.01. Creation of Sceciallmcrovement Districts and Issuance of Bonds Secured bv the Revolvina Fund. In accordance with the provisions of Title 7, Chapter 12, Parts 41 and 42, the City may create special improvement districts for financing improvements only upon a determination that the creation of the district and the installation of the improvements is in the public interest. The City may issue special improvement district bonds for financing the costs of constructing and installing the improvements and paying incidental costs relating thereto. The City will not pledge the Revolving Fund to such bonds unless one of the additional following circumstances exist: a) The district is a developed district. b) The district is being created and the bonds are being issued for the purpose of financing Community Facility Improvements in either developed or undeveloped districts. c) The district is undeveloped and the developer complies with 3.02 hereof or at the time of creation of the Soecial Imcrovement District that the accraised value of each carcel minus any cublicly financed imcrovements is not less than two times (2X) the amount of the assessment assianed to that Darcel. 3.02. Standards Applicable To UndeveloDed Districts. a. C03t3 of ImDrovementa. Costs of the improvement::;, including design engineering and inspeotion, survey and legal worl't: incurred relating to the issuance of the special improvement di3trict bonds, may be eligible for financing by the district and included in the bond bauc, beginning at the point when the City Commi33ion creJtes the spacial improvement district. &:- 2..,. On.Site ImDrovements to be Financed. Special Improvement Districts may be created to finance the costs for street improvements of on-site improvements proposed for an undeveloped district. Approval of a special improvement district is contingent upon: 1 ) developers financing the cost of improvements for water and sewer services; and 2) developers remitting to the City a five percent (5%) Revolving Fund fee and a three percent (3%) Administrative fee, in cash prior to the sale of the bonds, for the street improvement SID in accordance with Section 5 and 6 of this Dolicy olus any other fees aooroved by the Citv Commission and Drovided by law. Developers are fully responsible for financing, contracting, and installing water and sewer improvements. Plans for water and sewer improvements must be approved in advance by the City. Actual construction must be certified by a professional engineer that the improvements were installed in accordance with City standards. Prior to Commission approval of the creation of a district for street improvements, the developer must - 3 - -~.~... - .-"':' ,..... secure a performance bond naming the City as beneficiary for the installation of the water and sewer improvements. The performance bond will remain in place until water and sewer utilities are accepted and turned over to unencumbered ownership of the City, unenoumbered. No building permits will be issued until all improvements are installed and acceptable and in the unencumbered ownership of the City, unencumbered. e..b.... Amount of Off-Site Imorovements to be Financed. The cost of off.site improvements, which are assessable against any district, may be financed through a special improvement district upon a determination that the proposed off-site improvements are consistent with the City's public improvement goals. d. POGtina Additional Seeuritv. ApplioJtion of this sootion is oontingent upon bond oouncel's approval and concurrence. Notwithstanding other provisions of this section, the City may, in ita diooretion, crOJte speciJI improvement dictricts for undeveloped districts to finance water, sewer, and street improvements and issue bonds for financing such improvements secured by the Revolving Fund if: 1 ) The developer posts with the City, prior to the sale of bonds: cosh, and/or some other acceptable form of credit or security obligating the developer to pay principal and interest on the bonds for all assessments for the first five (5) years. The credit will be estimated prior to the sale of the bonds and finalized upon awarding of bido. The credit pooted will separately identify eaoh individual property in tho di:Jtrict and aet as its security. The credit will be uGed as security for special improvement diGtriet assessments for a minimum of 80~{' of the propertie:J within the district. ^ separate written agreement will be mode between the developer and the City regarding the credit and how it will be applied in instances of default and/or transfers of property. 2) The credit will not be released prior to five (5) years, unless (i) over 60% of the lots in the distriet become developed, and (ii) the district has a delinquenoy rate of loss than 10% for tho moot recent two consecutive years. 3) That portion of credit relating to pareels not participating in crodit oeorow will be provided in OJsh for five (5) years of principal and interest coverage by thooe participating. e. Pre mciatina Undovoloocd City Subdivisiono. This Geotion will apply to areas previously subdivided by the City prior to 1978 which ore presently undeveloped. Special Improvement Distriot3 ma" bo approved and created on undeveloped properties for all improvements with guarantee by the City's Revolving Fund. In order to be approved, all of the following oonditions must be met: 1 ) The developer posts with the City, prier to the oale of the bonds, a Certifioate of Deposit or a eaoh escrow amounting to 10% of tho total prineipal and interest payments on the bonds, for the entire special improvement distriet(s) assessments. The eash will be used as oeourit, for the special improvement - 4 - - u___.__..__ district assessments for a minimum of 80% of the properties within tho district. ^ separato writton agreement will be made between the developer and the City regarding tho credit and how it will be applied in inotanee3 of default and/or transfers of property. 2) Any remaining credit will not be roloased prior to five (5) years, unless (i) 80<K. or more of the: lots in tho distriet bocome devoloped, and W) tho district ha3 a delinquency rate below 1 O~(, in eaoh year for the most recent two consecutive years. J) The fivo percent (5%) RevolviRg Fund fee and a three percent (JI;J(.) Administration fee will be charged against the entire baRet issue and paief from the bond proceeds, in aocordanee with Sections 5 and e of this policy. 4) More than 60% of the district muot owned by individual property owners. An "individual property owner" is dofinod as ::) person who has an ownorohip intercst in a lot, whether 03 an individual, partner, joint tonant, tenant in common, or stockholder in a corporation owning a lot in tho district, who has ;) recorded interoct in loos than 10% of tho lots in tho proposed district pre dating the application horeunder by at least ninoty (00) days and who is neither related by blood or marriage to other individual property ewnOrG within tho propoood distriot nor who has any ownership interest, whethor as on individual, partner, joint tonant, tenant in common, or 00 a stockholder of a corporation owning a lot in the diotrict with other individual property owners within the proposed improvement district. d. Postina Additional Securitv. Application of this section is contingent upon bond counsel's approval and concurrence. Notwithstanding other provisions of this section, the City may, in its discretion, create special improvement districts for undeveloped districts to finance water, sewer, and street improvements and issue bonds for financing such improvements secured by the Revolving Fund if: 1 ) The developer posts with the City, prior to the sale of bonds: cash, and/or some other acceptable form of credit or security obligating the developer to pay principal and interest on the bonds for all assessments for the first five (5) years. The credit will be estimated prior to the sale of the bonds and finalized upon awarding of bids. The credit posted will separately identify each individual property in the district and act as its security. The credit will be used as security for special improvement district assessments for a minimum of 80% of the properties within the district. A separate written agreement will be made between the developer and the City regarding the credit and how it will be applied in instances of default and/or transfers of property. 2) The credit will not be released prior to five (5) years, unless (i) over 50% of the lots in the district become developed, and (ij) the district has a - 5 - ..--..- ..- --.---.---.....- delinquency rate of less than 10% for the most recent two consecutive years. 3) That portion of credit relating to parcels not participating in credit escrow will be provided in cash for five (5) years of principal and interest coverage by those participating. e. Pre e>cistina Undevelooed City Subefivi3ion3. This section will apply to areas previously subdivided by the City prior to 1878 which arc pre3ently undeveloped. Special Improvement Distriet3 may be approvcd and created OR undeveloped J3roperties for all improvement3 with guarantee by the City's Re':olving Fund. In order to be approved, all of the following oonditions must be mot: 1 ) The developer posts with the City, prior to thc sale of the bonds, a Certificate of Depooit or a cash escrow amounting to 10% of tho total principal and interest payments on the bonds, for the entire special improvement distriet(3) assessments. The eooh will be uoed as security for the special improvement diotriot assessments for a minimum of 80% of the propertieD within the di3triet. A separate written agreement will be mode between the developer and the City regarding the credit and how it will be applied in instances of default and/or transforc of property. 2) ^ny remaining credit will not bc released prior to five (6) yearc, unloss (i) 60% or more of the lots in the diotrict become developed, and (ii) tho di3trict ha:;; a delinquency rate below 1 O~(. in each year for tho most recent two consecutive year3. 3) The five percent (5%) Revol'/ing Fund fee and a three percent (3%) Administration fee will bc charged against tho entire bond issue and paid from tho bond prooecdo, in accordance with Sectiono 6 ond 6 of this policy. 1) More than 60~(' of the district must owned by individual property ownerc:. An "individual property owner" is defined os a person who h03 an 0'Nner3hip intoreot in a lot, whether as an individual, partner, joint tenant, tenant in common, or stoel(holder in a corporation owning a lot in the diotrict, who has a recorded interest in leGs than 10% of the lots in thc prop03cd district pre dating the application hereunder by at Icast ninety (90) daY3 and who i3 neither related by blood or marriage to other indi'Jidual property owners '.lVithin the proposed district nor who hao any owner3hip interest, whether os an individual, partner, jeint tenant, tenant in eommOA, or 00 a ctockholder of 3 corporation owning a lot in the district with other individual property owner3 within the proposcd imprm:ement di3triet. Section 4. Soecial Imorovement Districts Not Secured by the Revolvina Fund. 4.01. Districts Not Secured bv the Revolvina Fund. Special Improvement Districts may be approved and created on undeveloped properties for all improvements without guarantees by the Revolving Fund. In such instances, all costs of issuance including engineering fees, bond counsel fees, etc. will be paid by the developer, prior to the sale of bonds. - 6 - ----- Section 5. Revolvina Fund. 5.01. Deoosit of the Revolvina Fund. For districts which the City issues bonds secured by the Revolving Fund, the costs of the improvement shall include a deposit to the Revolving Fund of five percent (5%) of the principal amount of the bonds to be issued and the Citv Commission may include an additional amount. not to exceed five oercent (5%) of the crincioal amount of the bonds to be issued. in accordance with MCA section 7-12.4170. 5.02. Factors to Consider in Use of Revolvina Fund. Prior to orovidina funds for the Revolvina Fund. the Citv Commission shall take into consideration of the factors soecified in MCA Section 7-12-4225. Section 6. Administrative Fee. 6.01. Three percent (3%) Administrative fee shall be assessed against all special improvement districts. Section 7. Reauiremcnts for Conditions of Aooroval. 7.01. It is hereby declared to be in the best interests of the City of Bozeman that any person, firm, partnership, develooer . organization or corporation requesting the creation of a special improvement district shall, as a condition of approval of said special improvement district, have paid and brought current all existing special improvement district assessments for which said person, firm, develooer. corporation or partnership is responsible on all properties owned by said person, firm, develooer, corporation or partnership or in which said person, firm, corporation or partnership has an interest therein. EXCEPTION: This section shall not apply to existing residential neighborhoods or commercial districts applying for special improvement districts, such as lighting and sprinkling, and various maintenance districts. Section 8. Private Activitv Bonds. 8.01. Under the Code, it is possible that bonds issued to finance improvements in an undeveloped district, pursuant to the resolution, may be considered private activity bonds, and if such bonds can be considered exempt facility bonds, such bonds may be issued as taxable bonds, subject to the provisions of the Code. 8.02. Costs of Issuance. If special improvement district bonds are determined to be private activity bonds, the developer of the district for which the bonds are to be issued shall be responsible for costs of issuance in excess of the amount allowed by the Code to be financed from bond proceeds. Section 9. Term of Soecial Imorovement District. The term of SID assessments and the corresponding bond issue shall be established at a period (years) which will be in the best interests of the property owners, taking into consideration the expected interest rate and the property owners' ability to pay. Section 10. Poolina of SID bonds. If the City Commission determines that the pooling of bonds of more than one special improvement district of the City is in the best interest of the City and the respective districts and will facilitate the sale of the bonds under more advantageous terms or with lower interest rates. the City will issue bonds of the districts combined in a single offering. Section 11. Reoealer All resolutions, ordinances and sections of the Bozeman Municipal Code and parts thereof in conflict herewith are hereby repealed .7- . ..-..--- --..- ---.... Section 12. Severabilitv Clause 12.01. Severabilitv If any part of this policy is held to be unconstitutional or void, such part shall be deemed severable from the other parts, and the invalidity thereof shall not affect the remaining parts of this policy. PASSED AND ADOPTED by the City Commission of the City of Bozeman this 7th day of August 2000. M~of~aYor ATTEST: ~oi~ R BIN L. SULLIVAN Clerk of the Commission . 8 -