HomeMy WebLinkAboutSATT 2021 ReportA Seat at the Table 2021
Conversations about housing affordability
and attainability for those who live, work,
and do business in Gallatin County.
SUMMARY REPORT:
Stories and data about housing solutions collected from
community members in Gallatin County.
ATTHETABLEGV.ORG
2 ONE VALLEY COMMUNITY FOUNDATION
As Gallatin County’s community foundation, we take a bird’s eye view of
the issues facing our communities, help address pressing needs, and
plan for the future. By assisting other nonprofit organizations,
connecting donors and engaged community members with causes that
are meaningful to them, and gathering people to discuss important
issues, One Valley Community Foundation contributes to what makes
this region special and allows us to imagine the possibilities for an even
better future. That’s why we hosted the second A Seat at the Table
initiative in 2021.
A Seat at the Table is a proven civic engagement event that inspires
community members to engage in local decision making by collecting
stories and input from numerous small group conversations focused on a
single topic on the same day.
During our inaugural event in 2018, 74% of participants said that housing
was the most pressing need in our county. Based on this feedback and
recent housing trends, we intentionally designed A Seat at the Table
2021 to focus conversations on housing affordability and attainability for
those who live, work, and do business in Gallatin County.
While housing affects each one of us, the solutions are not simple. Local
leaders and funders are challenged by allocating finite resources to
address the housing needs of our community members. Diverse views
from community members throughout Gallatin County are important to
create, fund and achieve powerful solutions. We believe that the results
of A Seat at the Table 2021 will give local governments, community
leaders, and donors diverse, broad, and rich public input about how
housing needs can be paired with local solutions. By amplifying your
voice, our community and its leaders can make better decisions that
impact all of us. Thank you for your support of our second A Seat at the
Table initiative.
In gratitude,
“We’re looking for those ideas that
maybe we haven’t heard or maybe
haven’t even given any thought to.
That’s one of the things that we’re
really hoping will come out of these
sessions. New ideas and maybe new
solutions for a big problem.”
GENE TOWNSEND
THREE FORKS CITY COUNCIL MEMBER
Methodology Conversation Support
Volunteer conversation hosts posed three questions
to participants:
In Fall 2021, One Valley Community Foundation
hosted A Seat at the Table conversations about
housing affordability and availability throughout
Gallatin County, with more than 400 community
members participating. The focus on housing solutions at A Seat
at the Table 2021 required additional
support for participants and hosts to
create a successful and meaningful
conversation. There were two key
products provided to all participants and
hosts that provided context, data, and
strategy ideas.
Based on your experiences
with housing our community,
what are your thoughts and
ideas about how housing
issues could be addressed?
After their conversations, both hosts and community
member participants described their discussions
and opinions through surveys. An independent
researcher* started by reviewing all open-ended
responses to gain familiarity with the data, and to
begin identifying themes and patterns in the data.
Next, responses were coded, with similar ideas
labeled and grouped together into clusters. After
coding those responses, each theme was checked
for consistency; some similar codes were combined,
and some responses were recoded during this
phase. After coding was complete, prominent
*Analysis by Amber Raile, Associate Professor of Management, Jake Jabs College of Business & Entrepreneurship, Montana State University
Bridget Wilkinson
PRESIDENT AND CEO,
ONE VALLEY COMMUNITY FOUNDATION
What are
you willing
to do to support
these initiatives/
ideas?
What roles can
different groups
play to address
different parts of
the problem?
themes in the responses were identified.
Through A Seat at the Table conversations,
community members shared their opinions and
ideas about how to address challenges related
to housing in Gallatin County. Relying on
community members’ own words, this report
summarizes results from the participant survey,
and details ideas and themes that emerged
through responses to the discussion prompts,
as reported by hosts.
A SEAT AT THE TABLE 2021 3
1 2 3
1
2
A Regional Housing Study was
conducted by One Valley
Community Foundation and
Future West. It highlighted the
escalating costs of housing to
purchase or rent, described a
county-wide housing shortage,
and illustrated how the costs of
housing are not in alignment with
wage growth. The study also
provided ideas on different
approaches and solutions meant
to support brainstorming and
conversation on the issue.
An introductory video was
produced to launch the
conversations. This video
provided a consistent framework
for all the conversations and gave
participants a short overview of
some factors influencing housing
affordability in our community.
4 ONE VALLEY COMMUNITY FOUNDATION A SEAT AT THE TABLE 2021 5
Common
Threads
[ graphics/icons for these 8 major themes?]
Major themes that emerged highlighted the systemic
nature of the problem, strategies to address housing
needs and responsibility for solving it. Each of these
themes is discussed in greater detail throughout this
report.
Complex,
Interconnected,
County-Wide
The four major findings of A Seat at
the Table 2021 will be discussed
throughout this report.
Cooperation and coordination among diverse partners are
critical to identifying and implementing solutions.
People want to help or contribute to address the issue, but do
not know how to engage in a meaningful way.
Community members expect leadership from governments,
but also from employers and private entities like banks,
developers, realtors and property managers.
No single solution will resolve the housing issues our community
faces. Diversification of strategies and implementation will be
most effective.
“All the housing is single
family and large lots without
apartments and trailer courts,
and all are upper market and
fancy at $500k-$2M until you
get to Three Forks then
becomes more affordable. We
had manufactured homes in
the past - Sunlight
development with access at
$50K and then they became a
condo and now $300K. So
when these are out of time for
affordable units they return to
market rates. Allow trailer
courts. We need smaller lot
developments.”
“Currently I make about
$20/hr typically. Sometimes
$40 for bigger events. The
average apartment costs a
little over $2000 a month
and they want you to show 3
times that in income in order
to qualify. At that hourly rate
I’d have to put in around 300
hours a month. I get close,
I’m probably hitting 260
some months. I’m couch
surfing and living in a van.”
Conflict between
state laws and local
efforts
State limitations on the
ability of local
governments to diversify
forms of taxation
94% of Seat at the Table
participants feel
government plays a
crucial role in
addressing housing
needs
Employers –
particularly large
employers – should
contribute to solutions
A housing trust is a
strategy for funding
housing solutions
Expanded housing stock
diversity would meet the
complex needs of different
people in the housing
market
Diverse models of home
ownership and housing
communities would
meet housing needs
Renters face complex issues,
including hidden costs,
scarcity, administrative
barriers, high entry costs
and lack of centralized
applications
“Less than 1% of housing is
wheelchair accessible and 5%
is limited mobility accessible.
That means when housing is
limited for everyone else, it is
nearly 100 times more difficult
for community members in
wheelchairs.”
A SEAT AT THE TABLE PARTICIPANT
1
2
3
4
Please reference additional data and stories from community members on our
website at www.atthetablegv.org/stories-data, or by following the QR code.
COMMUNITY VOICES:
6 ONE VALLEY COMMUNITY FOUNDATION
Who were the participants?People at Home
How did we
spread the
word?
Neighborhood
Language Age
Income Education Ethnicity
Residents in Household
Gender
Housing Type Rent vs. Own
A SEAT AT THE TABLE 2021 7
$0
$1 - $9,999
$10,000 - $24,999
$25,000 - $49,999
$50,000 - $74,999
$75,000 - $99,999
$100,000 - $149,999
$150,000 OR MORE
PREFER NOT TO SAY
LESS THAN HIGH SCHOOL
HIGH SCHOOL DIPLOMA OR EQUIVALENT
ASSOCIATE/JUNIOR COLLEGE DEGREE
BACHELOR’S DEGREE
GRADUATE DEGREE
AMERICAN INDIAN OR ALASKA NATIVE
ASIAN
BLACK OR AFRICAN AMERICAN
HISPANIC, LATINO, OR SPANISH ORIGIN
MIDDLE EASTERN OR NORTH AFRICAN
NATIVE HAWAIIAN OR OTHER PACIFIC ISLANDER
WHITE
PREFER NOT TO ANSWER
AMSTERDAM--CHURCHILL
BELGRADE
BIG SKY
BOZEMAN
FOUR CORNERS
GALLATIN GATEWAY
MANHATTAN
THREE FORKS -- WILLOW CREEK
WEST YELLOWSTONE
ELSEWHERE IN GALLATIN COUNTY
SINGLE-FAMILY DETACHED HOUSE
APARTMENT OR MULTI-UNIT DWELLING
CONDOMINIUM
MANUFACTURED OR MOBILE HOME
HOTEL, MOTEL, ETC.
SHELTER
TRANSITIONAL HOUSING
RECREATIONAL VEHICLE (RV)
TENT OR OUTDOORS
SITE NOT MEANT AS A HOME (GARAGE/SHED/ETC.)
OTHER
ENGLISH
SPANISH 18-21
35-4422-34 FEMALE MALE55-6445-54 65+
PREFER NOT TO SAY
NONBINARY
6
TRANSGENDER
5
PREFER TO SELF-DESCRIBE
8
PREFER NOT TO SAY
7
RENTOWN
NEITHER
321 4
Getting people together during a global pandemic is not easy! After postponing
this event for a year, we made the decision to host a hybrid event encouraging both
online and in-person conversations. We made sure our marketing and training
materials encouraged online, socially distanced, and even outside conversations!
Additionally, it was important to the A Seat at the Table organizing committee that
efforts were made to invite diverse and underrepresented community members. Our
committee members collaborated with our trusted network of partner organizations
and allies to increase awareness about the importance of
amplifying the voices of all community members.
We tried many things to decrease barriers to participation. We
translated the participant questionnaire into Spanish and
coordinated with Spanish-speaking hosts. We offered public
tables where anyone could participate at varied hours and over
a three-week time window to encourage participation for
working participants. Conversations were hosted at many
places, including the Gallatin County Detention Center, in each
community library throughout the County, at workplace
breakrooms, parks, MSU, the Fork and Spoon, and of course
– online!
8 ONE VALLEY COMMUNITY FOUNDATION
Participants and hosts shared about what they discussed at their
A Seat at the Table gathering by responding to a questionnaire.
The questions asked were based on these five categories of
Solution Strategies, providing a basis for discussion and
responses to the questionnaire.
Housing Solution
Strategies
Employers could
provide housing
benefits such as:
• Housing search
assistance
• Employee housing
owned by
employers
• Financial benefits
or subsidies for
housing (rent or
mortgage stipend,
down payment
assistance,
commuting
assistance)
• Programming and
education for home
seekers or the
housing insecure
• Financial assistance
for home seekers or
the housing insecure
• Emergency housing,
such as transitional
housing and shelters
• Education about
renter rights and
home ownership
• Housing sold or
rented below
market rates for
middle-and lower-
income residents
(e.g., community
land trusts, deed-
restricted housing,
cooperative
housing)
• Subsidized or rent-
restricted housing
for certain
populations (usually
leveraging federal
funds) such as
seniors and people
with disabilities
• Changes to
development
requirements to
speed and
encourage home
building
• Changes to zoning
laws to allow for
different types of
housing
development
• Controls on vacation
rentals
• Preservation of
existing low-cost
housing
• Land donations
• Low-interest loans,
or grants of public
or private dollars
to developers who
build homes below
market rates
Housing assistance
programs could
provide:
Housing cost
subsidies (from tax
dollars, donations,
or grant funding)
might offset costs:
Government or
policy solutions
include:
Financial incentives
for residential
home building
include:
1
2
3
4
5
Housing assistance programs
Government or policy solutions
Employer benefits
Housing cost subsidies
Financial incentives for residential home building
What should be done?How should limited
funds be spent to
address housing
needs?
RESULT 1: RESULT 2:
How effective do you think each of the following
strategies would be for addressing housing problems in
your community?
These five strategies are listed in order of perceived
effectiveness, with strategies in the Housing Assistance
Programs being considered most effective:Imagine you have $100 to support different kinds of
housing strategies. How would you distribute the $100
across the five strategy areas?
100
EMPLOYER BENEFITS
HOUSING ASSISTANCE PROGRAMS
HOUSING COST SUBSIDIES
GOVERNMENT OR POLICY SOLUTIONS
FINANCIAL INCENTIVES FOR RESEDENTIAL HOME BUILDING
$17.89
$23.31
$19.75
$22.72
$16.33
A SEAT AT THE TABLE 2021 1110 ONE VALLEY COMMUNITY FOUNDATION
How important is each of the following groups in solving the housing
problems?
As with strategies to address housing issues, participants recognized the
interconnected nature of work to address problems. Participant survey
responses reflected a sense of shared responsibility to address housing
solutions. The responsibility of government emerged as a key theme in
discussions.
Do you support or oppose each of the following funding sources for
housing solutions?
Participant and host discussions tell us that property taxes are not well
supported, with almost a third of responses in opposition to using them to
fund housing solutions.
“We need philanthropy. We
have seen a lot of people move
here who have a lot of money
and this has increased costs
(cash offers) - how can we
engage them in this problem?”
“Development and construction
sector need to define for
themselves what their minimum
need is to invest in affordable
housing that demonstrates their
commitment to the community.”
“I’m willing to vote to raise my
taxes if it means contributing to
affordable housing efforts.”
“Property taxes can’t be the
only way we raise money for
housing solutions.”
Who is responsible for
addressing housing needs?
How should solutions
be funded?“Every group must be
involved. And individuals, too.
While government has a role it
cannot be solely responsible.
Individuals must adjust their
perspective of how Bozeman
will change. Businesses must
pay wages that provide
sufficient money to afford
decent housing. Government
can support diversifying
housing opportunities. I have
seen an increased level of
participation in our
community and they’re
starting to understand how
these changes are occurring
and the government
processes, which opens up
greater understanding of how
they can participate.”
“Nonprofits, government and
private sector need to
partner.”
COMMUNITY VOICES:
COMMUNITY VOICES:
LOCAL GOVERNMENTS
DEVELOPERS/BUILDERS
COMMUNITY PROGRAMS/NON-PROFITS
EMPLOYERS
INDIVIDUAL CITIZENS
LOW HIGH
PHILANTHROPY
FEDERAL MONEY
PRIVATE INVESTMENT
PROPERTY TAXES
OTHER
OPPOSE NEUTRAL SUPPORT
RESULT 3: RESULT 4:
A SEAT AT THE TABLE 2021 1312 ONE VALLEY COMMUNITY FOUNDATION
There were 67 pages of solutions captured by host notes from
A Seat at the Table 2021. To read additional stories and ideas
from participants, please go to
onevalley.org/regionalhousing,
or follow the QR code:
Solution Ideas for
Governments
The participant responses and host descriptions of A
Seat at the Table conversations clearly demonstrate
strong support for government actions to address
housing problems. However, responses varied
regarding what actions should be taken. These
included higher taxes on part-time residential
properties, maximizing density, extending
temporary housing permits, simplifying
applications, and eliminating some regulations.
SOLUTION IDEAS:
The following pages are Solution
Ideas presenting selected
quotations for different
community partner groups.
“Maximum density shift to
maintain minimum density
allowed instead...make it easier
to build and reduce
development time.”
“The time it takes for the city to make a
decision costs lots of extra money. This
extra goes directly back into the cost
of housing. The city needs to reduce
the size of their rule book and make
quicker decisions.” “Regional sewer
treatment plan.”
“City set aside land
for residential.”
“Reduce parking
requirements.”
“Transportation planning
needs to be linked to
housing planning.”
”Educate the electorate!...
Catalyze people to be
informed and then act!” “Heavily tax second/third/fourth
homes and/or part time residents
who take housing out of
circulation.” ”More information sharing -
communications - about how
solutions and funding decisions
can influence the individual voter
or resident. We don’t understand
how larger scale policies
influence us.”
“Private or public
landowners might be
more likely to deed or
donate land if there was
some initial incentive.”
“City officials can create
incentives for developers
through permitting, taxes,
and lower impact fees if
they include deed
restrictions.”
“Host a community workshop for
property owners who would like
to know what it takes to add
residential to their residential or
commercial property...
permitting, review process,
requirements with water, etc.)” “The city could use their
land, hire someone to
build it, and then sell it.
The money made would
then to go buying/
building more.”
Policy change allowing
camping trailers on public
streets or driveways for
limited time sheltering” “State level audit or analysis of tax structure – to examine how this
old tax structure is impacting localities all over the state –
prohibiting regularly used funding sources in other states to be
used here in Montana. Provide that analysis to local decision
makers and engage in coordinated lobbying efforts at the state
level to make some changes.”
“Rural communities in Montana are
resistant to taxation. But loosening up
the structure could allow some
communities to generate revenue in a
different way.”
“Government, local, can
provide vouchers for housing
for students and seniors,
thereby reducing monthly
payments.” ”Incentivize development.
Not force it with policy.” “Changes in zoning rules
to that people can build
ADU or tiny homes on their
property.” “Proposals that include
units that developers can
guarantee will be sold
below market rate could
go to the front of the
queue, or be fast-tracked.” ”Be able to subdivide
properties in the county.” “Moratorium or limits on
number of short term
rental units.”
A SEAT AT THE TABLE 2021 1514 ONE VALLEY COMMUNITY FOUNDATION
Solution Ideas for
Nonprofits,
Community
Organizations and
Faith Communities
“Rent subsidies
available for middle
income families to make
homes affordable to
workingpeople/
families.”
“Rent control”
“We need a
year round
shelter.”
“Have funds available
to curb the gap
between the cost to
build a home and the
cost to make it
affordable.”
“...education could be
beneficial to future generations
so they know how to rent or
purchase a home”
“Connecting people
with wealth to sponsor
individuals or families
with needs”
“Real Estate Investment Trusts
- buying up stock models of
philanthropy - loan to a fund
that helps attain housing”
Tenant awareness and renters rights...
stories of rent hikes and no or short
notice contract terminations.”
“Policy Solutions public trust -
build or buy existing housing to
be used as permanently
affordable housing in Bozeman
and other communities”
“How can people find out about
federal and other housing subsidy
(and other support programs? The
folks at the table don’t understand
how to apply for CARES Act support
for housing (Montana Emergency
Rental Assistance Program). Also,
HRDC is such an important resource
for people needing resources.”
“Many churches in the valley
have land but can’t develop
it. Churches could lease land
for modular houses and City
could reduce costs for
infrastructure connections.”
“One Valley should
conduct a livable wage
study to help inform
employers. “
“...provide bilingual
home ownership
classes. They don’t have
bilingual services.”
“Nonprofits should provide
resources and education to
employers so they know how to
afford and offer workforce
housing...Someone needs to offer
education to landlords on benefits
of Section 8 and affordable
rentals, possibly nonprofits.”
“Community Housing Trust
idea...land trust for housing.
They would favor more
manufactured housing and
especially the CO-OP model so
that people can also jointly own
the land so that manufactured
housing is more stable.”
“It isn’t obvious where to go for
services and support, we can
offset costs by providing other
services (energy, transportation,
gas) but this needs to be more
apparent on where to get these.
More marketing on availability.”
““Have non-profits and
individuals that know the reality
of the housing situation push to
educate the community more
about the housing crisis and its
impacts on the people we
serve.”
“Perhaps the MT Non-profit
association or One Valley
Community Foundation could
help with setting up an affordable
housing endowment fund.”
“Buy up any available land
and convert any public land
we can to build more housing
and keep it affordable by way
of things like the community
housing trust.”
Housing subsidies and assistance programs drew
diverse ideas to provide financial and educational
support to renters and buyers. Common topics
included housing trusts or funds that could fund or
offset costs of rent restrictions and subsidies, home
construction, and home buyer or renter education. “Need to make a list of Housing
Solutions NOT available to us. So we
don’t keep talking about solutions
thatare not possible – or legal – here. ”
“Connecting locals and local
stories to development
community. Connecting locals
and local stories to realtors.”
A SEAT AT THE TABLE 2021 1716 ONE VALLEY COMMUNITY FOUNDATION16 ONE VALLEY COMMUNITY FOUNDATION
Participants also thought employers could take on
the role of providing housing or housing subsidies,
or employer-funded housing trusts. Some
participants noted that employer-provided housing
has risks, which might require government policies
as safeguards.
Solution Ideas for
Employers “Dorms or shared kitchen quarters
for employee housing - like
seasonal employee housing”
“Bankers/lenders could provide reduced
lending fees for public employees, or
service workers.”
“School districts and other public
agencies - give land for
workforce/employee housing.” “MSU invest in staff housing
or housing subsidies.“
“Unions can play a
role and have had
some recent success.”
“Employers help with
securing childcare,
and subsidizing it if
possible.”
“The city and
community can
step in to build
houses for teachers
like in Big Sky.”
“Teacher housing could
be put in one of the old
elementary schools.
Vacant now.”
“Large employers
providing housing (MSU,
Bozeman Health, etc.).” “Big Sky business are contributing to a trust that is building
housing for employees to own or rent. They will still be
able to run their businesses. Other employers in the valley
will need to do this as well.”
“Collective bargaining controls wages, and State.
Classified employees are earning about $13
hourly...we can’t compete with fast food! We can
try and advocate for higher wages.”
“Discussion of
co-ops for housing
and child care for
employees.”
“Innovative tax abatement
for employers who build
housing that stays in
workforce housing.” “Chamber of Commerce more
focused on work and business and
need to help employers provide
housing and support housing
initiatives and bonds.” “Housing put up by employers has potential, but
a big red flag: if your healthcare depends on
employment and housing depends on that, you
are in trouble if your employment stops. There’s
a book on Andrew Carnegie on unrest in 1880s.
Workers who were union members trying to
organize but the workers risked losing their jobs
and housing leaving them nothing. It’s a
dangerous precedent. “
“I heard multiple stories about
employers who offer free housing
but then put 10-15 people in 3
bedroom units and don’t pay
employees enough to leave those
situations or go home.”
“...a micro-lending opportunity to
transfer home-ownership that
could even be sponsored by some
of the employers.”
“Recommend
workforce training in
the trades (electrical,
plumbing, building) in
addition to higher ed
system through
partnering with Labor
Unions.”
“Hospital - contribute as a
major employer to housing
their own staff. Also - housing
influences health and they
should participate.”
“How about Pooled
Employee housing for
transitioning new
employees from being
new to finding a rental or
home [to purchase]. 6
month stay?”
“Companies help employees find
housing, and enter homes (help
with first/last rent, tips for finding
housing, housing stipend).”
A SEAT AT THE TABLE 2021 1918 ONE VALLEY COMMUNITY FOUNDATION18 ONE VALLEY COMMUNITY FOUNDATION
A Seat at the Table 2021 also revealed that residents
of Gallatin County believe those working in the
housing industry are well positioned to help solve
affordable housing challenges. Suggestions
included property management tools that provide
assistance to renters, expanding lending practices
related to loan practices, establishing opportunities
for micro-loans to help fund mortgages and
investments in creating a diverse supply of housing.
Solution Ideas for
the Housing
Industry
“Formalize and centralize
rental listings. It’s HARD to find
a rental! If you’re not savvy and
on top of a new listing within
the hour, you lose out!”“Cost-free or
subsidized credit
checks so that first,
last, and deposit on a
$2,000 doesn’t cost a
renter $6,000 to
move in”.
“Build houses where the
jobs are.”
“Engage HOA’s in
the housing
conversation.”
“Combine affordable
work space with livable
space.”
“The rapid loss of trailers and
this type of housing…can we
rethink manufactured homes
and change the zoning and
incentives?”
“Need more programs to finance
homes at all levels: need program to
finance trailer homes and first homes,
need assistance with down payments
- Need a market where houses can be
financed and buyers don’t need all
cash payments” “Partner with AFL-CIO Housing
Income Trust (HIT) for investment in
pension fund in housing here in
Gallatin County. It’s used all across
the country and in larger markets.”
“We need to be careful not to vilify
the landlord - solutions that work for
renter and landlord is important.” “Welcome wagon and
REALTORS should address
some of these issues...share
the affordable housing issue
and share ideas of how
people can lessen their
impact or contribute to
lessening the problem (i.e. let
them know about an existing
affordable housing fund).
My siblings and I don’t want to continue ranching so my parents
chose to sell the land and retire. It got developed, but is there a
way we can make a sale like that pay for the owners like my
parents AND ensure that affordable housing gets developed?”
“More affordable types - condos, building
up not out, mobile homes, but when these
are proposed the neighbors object - we
have to be open to these alternatives - be
honest about it.”
“Could developers donate lots from
larger projects for moderate home
development? They could even be
given to low income developers like
HRDC or Habitat.”
“Perhaps there is a way for
[developers, contractors] to put
some time in on projects that
are more actionable, and not
necessarily as profitable...
similar to a licensed attorney’s
responsibility to perform a
certain number of pro bono
hours each year.”
“More tiny homes if the
population wants them.
Match the housing stock
with the needs and wants
of the people.”
“Need a developer to create a
decent looking mobile home
part or place to park RV’s and
vans so people are willing to
have it in their area”.
“Lenders need to support loans on
alternative housing options, such as housing
co-ops (buildings that are co-owned by the
stakeholders) and homes on leased land.”
“Eliminate first month’s
rent, last month’s rent or
security deposit.” “Cooperation among
realtors, title companies,
developers, governments...
share ideas and resources.” Belgrade has been using a
Revolving Loan Fund for
years to help small
businesses. Let’s do that for
developers on moderate
and affordable housing.”
“Funders and banks can create
innovative finance solutions to multiply
funds available to support people’s
housing needs and the needs of
organizations providing housing.”
A SEAT AT THE TABLE 2021 2120 ONE VALLEY COMMUNITY FOUNDATION
“I would vote for a sales tax if
the money was to be used to
subsidize the cost of building
affordable homes and to
reduce property tax”
“Accept infill like ADU’s and
multiplexes in my neighborhood
- that has been more traditionally
single family”
20 ONE VALLEY COMMUNITY FOUNDATION
Though individual citizens were not rated as the
most important group to address the housing
situation in the participant surveys, host
descriptions showed that A Seat at the Table
participants wanted to be active in finding solutions.
Many people said they were willing to be involved in
advocacy, to make financial contributions, and were
willing to accept personal changes in housing or
their own neighborhoods.
Solution Ideas for
Individuals
“Pay all my employees higher wages.”
“Run for public office
(city commission).”
“Willing to offer loans
to family and friends
for down payments”
“My partner and I built
a tiny home and we
live in it full time.
“Begin a coalition of low-
wage folks, whose explicit
purpose is to develop a bill of
housing rights.”
“Make donations to politicians,
and nonprofits that are helping
create positive change.”
“Our legislature has compounded
the problem - I am willing to
advocate to return the policies and
tools we lost like inclusionary
zoning and other policies that help
local jurisdictions meet their local
demands and challenges.”
“Three years ago, my partner
and I bought a home in Belgrade.
We rent the top floor to 4 tenants
to create low-rent opportunities.
We are remodeling the whole
house, and will probably put an
additional unit for rent on the
property.”
“I’m willing to support
upzoning, as long as more
density means more
affordability. Why would we
only encourage infill and
dense walkability but only
as a luxury for people who
can afford it?”
“Volunteer for local non-
profits that help people
avail of housing support
programs.”
“Get involved (e.g. go to
public hearings, provide
feedback via questionnaire
or send e-mail in response
to the proposals or
discussions).”
“Part of the issue is we need
to get the word out and
inform the community of all
the struggles and we don’t
want to think and realize
how much of the community
is struggling. I will do
presentations to groups to
talk about this.” “Educate ourselves and
others better about this
housing crisis.”
“Help my kids
pay rent so they
can stay.”
“home sellers...
sell to locals!”
“I’d pay more
taxes to support
density”.
Landowners could
donate or reduce cost
of land used to develop
affordable housing with
the promise of some
kind of return in the
long term.”
“Social influencers could share
that “small is cool”...the
message would be that building
small helps keeps things
affordable, helps the climate,
builds community, etc.”
“Vote. Get more community
involvement in local politics...
Could commit to campaigns,
meetings...for myself and on
behalf of my restaurant.”
What Are You
Willing To Do?
Housing and affordability are hard problems to address. They are complicated and
overwhelming. If we do nothing, we lose income and other types of diversity in our
community, eroding our social fabric. Individuals can have meaningful influence. Here
are some ways your neighbors effect change or are willing to be involved.
NEIGHBORS HELPING NEIGHBORS:
“As an investor, willing
to keep rent low
enough to cover bills
and mortgage without
much profit.”
A SEAT AT THE TABLE 2021 2322 ONE VALLEY COMMUNITY FOUNDATION
HOW ARE PEOPLE FEELING ABOUT HOUSING ISSUES?
A Seat at the Table conversations affected people who
joined them. People wanted to keep talking and
educating others to drive change. Some participants
were left questioning the efficacy of individual efforts.
Others were energized by participating. For most,
conversations led to reflection on the issue Gallatin
County faces in dealing with affordable housing.
“These are articulate and
passionate people, who
nevertheless were respectful of
one another’s opinions, of the
time they each took to voice
their own opinions. Which is to
say, I came away thinking that
there is a core of longtime
residents here who love this
place, myself included. They are
committed to solutions and to
problem solving, not to lying, to
blustering, to screaming, to
name-calling, to disingenuity.
This group gives me hope; this
group reminds me why I myself
continue to fight to make this
the place I want to be.”
“Nonprofits, government and
private sector need to
partner.”
“Bring people together
instead of emphasizing
division and creating more
polarization.”
COMMUNITY VOICES:
A SEAT AT THE TABLE 2021 23
Want to be
Involved?
One Valley Community Foundation will continue to
support regional partners in their efforts to address
housing, and also coordinate information, capital, and
actionable solutions. We welcome your involvement!
Follow this QR code
to learn more:
COMMUNITY VOICES:
Please take time to read some of the participant stories collected throughout Gallatin
County. We have neighbors and colleagues who have compelling stories to tell and,
though we could not include them all here, we have provided them on our website.
VOICES FROM OUR COMMUNITY:
ATTHETABLEGV.ORG/STORIES-DATA
“These folks want to change
and be active members of
the community. We need
more information like seat at
the table. We are busy, but
we need to create time and
our volunteers could do more
to get the word out there.”
“The right to have a chance
at a decent life is more
fundamental than the right
to make money hand over
fist. We have to educate and
change minds by challenging
the big money out there
controlling the narrative.”
“Ask what can we do as a
community.”
“Learn stories of individuals
and families affected by the
current housing market
instead of assuming.”
“Be open to others’
perspectives and change the
mindset from disagreement
to agreement (i.e. what can
we agree on, what’s working
and how can we make the
other things work).”
24 ONE VALLEY COMMUNITY FOUNDATION
Thank you!
Thank you to each of the 424 colleagues and neighbors that
contributed their time and ideas during the 87 housing solution
generating conversations in the fall of 2021. We value your time, your
expertise and your commitment to our community here in Gallatin
County. One Valley Community Foundation would like to extend
gratitude to the volunteer committee members who helped us with A
Seat at the Table 2021. We couldn’t have done it without:
ALISON HARMON DANI HESS
PAUL LACHAPELLE CATHY COSTAKIS
SKYE WERNICK JENNIFER BOYER
PHIL RONNIGER CHARLIE AVIS
We also want to thank those that
generously sponsored this event:
CITY OF BOZEMAN
GALLATIN COUNTY PLANNING BOARD
BOZEMAN HEALTH
NORTHWESTERN ENERGY
MONTANA HEALTHCARE FOUNDATION
BRIDGET KEVANE
FUTURE WEST
FOUR CORNERS COMMUNITY FOUNDATION
KESTREL AERIAL SERVICES
JIM MADDEN
ANONYMOUS
MSU COLLEGE OF EDUCATION, HEALTH &
HUMAN DEVELOPMENT
KBZK
YELLOWSTONE PUBLIC RADIO
PROFITABLE IDEAS EXCHANGE
TOWNSEND COLLECTIVEThank you to Liz Aghbasian, Daniela Lopez-Morales, and Tey Silva for
helping us think about how to reach members of our community who
might not traditionally be included in policymaking and public
engagement. Thank you to Tey Silva, Michael Ruíz, Dani Hess, and
Mikayla Pitts for starring in our films and marketing materials! We
appreciate you all!
Thank you to the Montana State University HELPS Lab and Dr. Amber
Raile for helping us collect the rich information in this report. Thank you
for sifting through it all to find meaningful themes, findings, stories, and
metrics to help inform housing solutions in Gallatin County.
A special thank you to the team at Townsend Collective for generously
supporting our team at One Valley Community Foundation and helping
us craft this report.
Thank you to Jon Catton for capturing our community and its members
in beautiful photographs and our marketing films.ONEVALLEY.ORG
ATTHETABLEGV.ORG