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HomeMy WebLinkAbout18484 Affordable Housing Ordinance SRPage 1 of 13 18484, Staff Report for the Affordable Housing Ordinance Zone Text Amendment Public Hearing Dates: Zoning Commission/Planning Board, October 16, 2018 City Commission, November 19, 2018 Project Description: Zone text amendments initiated by City Commission at request of the Affordable Housing Program Manager and the Community Affordable Housing Advisory Board (“CAHAB”) to amend certain sections of the Affordable Housing Ordinance 1922 and codified as Division 38.380. Project Location: These amendments apply to the entire City and all zoning districts as detailed in the text. Recommendation: Approval Zoning Commission/Planning Board Recommended Motion: Having reviewed and considered the staff report for project 18484, public comment, staff recommendation, and all the information presented, I hereby adopt the findings presented in the staff report for project 18484 and move to recommend adoption of Ordinance 2012, the Affordable Housing Ordinance zone text amendment. City Commission Recommended Motion: Having reviewed and considered the project materials, public comment, Zoning Commission/Planning Board recommendation, and all the information presented, I hereby adopt the findings presented in the staff report for project 18484 and move to provisionally adopt Ordinance 2012, the Affordable Housing Ordinance zone text amendment. Report Date: October 5, 2018 Staff Contacts: Matthew Madsen, Affordable Housing Program Manager Martin Matsen, Community Development Director Agenda Item Type: Action – Legislative 18484, Staff Report for Affordable Housing Ordinance Text Amendment Page 2 of 13 TABLE OF CONTENTS EXECUTIVE SUMMARY ...................................................................................................... 2 Project Summary ................................................................................................................. 2 Unresolved Issues ............................................................................................................... 3 Zoning Commission/Planning Board Recommendation .................................................... 3 City Commission Alternatives ............................................................................................ 3 SECTION 1 - MAP SERIES .................................................................................................... 4 SECTION 2 - RECOMMENDATION AND FUTURE ACTIONS ........................................ 6 SECTION 3 - STAFF ANALYSIS AND FINDINGS ............................................................. 6 Section 76-2-304, MCA (Zoning) Criteria ......................................................................... 6 PROTEST NOTICE FOR ZONING AMENDMENTS ........................................................... 9 APPENDIX A - PROJECT BACKGROUND ....................................................................... 10 APPENDIX B - NOTICING AND PUBLIC COMMENT .................................................... 13 APPENDIX C - APPLICANT INFORMATION AND REVIEWING STAFF .................... 13 FISCAL EFFECTS ................................................................................................................. 13 ATTACHMENTS ................................................................................................................... 13 EXECUTIVE SUMMARY Project Summary The City of Bozeman passed and adopted an inclusionary zoning ordinance known as the Affordable Housing Ordinance 1922 (“AHO”) on December 7, 2015 which became effective on February 5, 2016. The ordinance was adopted with compliance initially as voluntary with contingencies in place that a certain number of lower-priced homes be built by a certain date. The goals set out in the AHO were not met and the ordinance became mandatory on July 12, 2017. The AHO has now been mandatory in the City for more than one year, during which time city staff has been working with and identifying challenges in implementation of the ordinance. Based on the changes of the regulations from voluntary to mandatory and on staff’s, CAHAB’s, and the development community’s experiences working with the AHO, 18484, Staff Report for Affordable Housing Ordinance Text Amendment Page 3 of 13 the zone text amendments in Ordinance 2012 are proposed. See Appendix A for the full description of each zone text amendment. Community Development worked with the legal department and a representative from the Community Affordable Housing Advisory Board (CAHAB) to begin the text amendment process. The draft of Ordinance 2012 was presented to CAHAB on July 11, 2018 and again on August 8, 2018 for recommendations on the amendments. The proposed amendments include:  updating the definitions of lower-priced and moderate-priced homes  adjusting the assumed household size for purposes of setting the maximum price level for 2-bedroom homes.  changing the term “incentives” to “procedural adjustments and subsidies”  removing subsidies that are no longer required or feasible  defining the process for setting cash-in-lieu  the addition of a process for the Community Development Director to set the non- cash subsidies through the appraisal process. For additional details, see Appendix A. Proposed Ordinance No. 2012, attached to this report, includes all the proposed text amendments. Unresolved Issues 1) On October 10th the CAHAB recommended an additional change to the ordinance. This change is not included in Ord. 2012. It could be added by action of the City Commission. See Appendix A for additional detail. 2) No others identified at this time. Zoning Commission/Planning Board Recommendation The City of Bozeman Zoning Commission/Planning Board will hold a public hearing on October 16, 2018 to consider the text amendment. City Commission Alternatives 1) Adopt the ordinance as presented, 2) Direct revisions to the ordinance prior to adoption and request staff to respond with proposed revision for consideration at a future hearing, 3) Do not adopt the ordinance, or 4) Request additional information and continue discussion on the ordinance. 18484, Staff Report for Affordable Housing Ordinance Text Amendment Page 4 of 13 SECTION 1 - MAP SERIES 18484, Staff Report for Affordable Housing Ordinance Text Amendment Page 5 of 13 18484, Staff Report for Affordable Housing Ordinance Text Amendment Page 6 of 13 Zoning Map – Detailed map available at Community Development and on-line SECTION 2 - RECOMMENDATION AND FUTURE ACTIONS Having considered the criteria established for a municipal code text amendment, Staff recommends approval as submitted. The Zoning Commission and Planning Board will hold a joint public hearing on these text amendments on October 16, at 5 pm in the City Commission room located at 121 N. Rouse Avenue, Bozeman, Montana. The City Commission will hold a public hearing on these text amendments on November 19, 2018 at 6 pm in the City Commission room located at 121 N. Rouse Avenue, Bozeman, Montana. SECTION 3 - STAFF ANALYSIS AND FINDINGS In considering applications for approval under this title, the advisory boards and City Commission shall consider the following criteria. An amendment is a legislative action; therefore, the Commission has broad latitude to determine a policy direction. The burden of proof that the application should be approved lies with the applicant. The criteria below include separate findings for each text amendment where necessary. In considering the following criteria, the analysis must show that the amendment accomplishes zoning criteria A-D or is neutral. Zoning criteria E-K must be considered and may be found to be affirmative, neutral, or negative. A favorable decision on the proposed application must find that the application meets all of criteria A-D and that the positive outcomes of the amendment outweigh negative outcomes for criteria E-K. Section 76-2-304, MCA (Zoning) Criteria A. Be in accordance with a growth policy. Yes. The growth policy does not dictate uses or specific standards to the level of detail contained in the proposed ordinance. It does identify issues and priorities for consideration and does contain goals and objectives that are desirable outcomes. There is no prioritization of one goal or objective over another. In determining appropriateness of a particular zoning ordinance, the Commission needs to find a balance that best advances the interests of the community. It is inappropriate to maximize one item to the detriment of the remainder of the goals and objectives of the document. The City adopted the current edition of the growth policy, the Bozeman Community Plan, in 2009. The Community Plan consists of 17 chapters detailing community context, land use, community quality, arts and culture, economic 18484, Staff Report for Affordable Housing Ordinance Text Amendment Page 7 of 13 development to name a few subjects. The text of Chapter 38 as amended is a balance of the various goals and priorities in the Bozeman Community Plan and advances the plan overall. A number of goals and objectives in the Bozeman Community Plan apply to this Affordable Housing Ordinance text amendment: Goal H-1 which states, “Promote an adequate supply of safe, quality housing that is diverse in type, density, cost, and location with an emphasis on maintaining neighborhood character and stability.” A community needs a variety of housing stock and possible configurations to accommodate the diversity in personal circumstances and preferences of its population. A healthy community has a wide range of citizens with differing age, education, economic condition, and other factors. Stable neighborhoods encourage reinvestment, both financial and emotional that strengthens and builds the community. Objective 1.3 states “Promote the provision of a wide variety of housing types in a range of costs to meet the diverse residential needs of Bozeman residents.” Goal H-2 which states, “Promote the creation of housing which advances the seven guiding land use principles of Chapter 3.” Objective 2.1 states, “Encourage socially and economically diverse neighborhoods.” Goal H-3 which states, “Encourage an adequate supply of affordable housing and land for affordable housing. Rationale: There will always be a portion of the population, which earns less than the median income. This may be for many reasons. This affects the ability to find market rate housing which is adequate for basic housing needs. Lack of adequate housing effects health, social stability, and many other issues, which can have severe negative and inter-generational effects. Objective 3.3 states, “Promote the development of a wide variety of housing types, designs, and costs to meet the wide range of residential needs of Bozeman residents.” The text amendment seeks to encourage the development of affordable housing by adding one more pricing tier for a 2-bedroom household and increase the availability of homes in this size into the community. In addition, the current ordinance requires affordable homes to be built in the new development that match the similar housing type and size to the market rate homes thus encouraging socially and economically diverse neighborhoods. B. Secure safety from fire and other dangers. Yes. All other applicable development standards and building codes will apply to a proposed affordable housing development application. These standards and codes are designed to mitigate impacts, provide a safe environment, and protect from fire and other dangers. The City has extensive experience with these standards and monitors and amends standards as needed. The standards meet this criterion. 18484, Staff Report for Affordable Housing Ordinance Text Amendment Page 8 of 13 Setbacks and other development standards facilitate emergency service access. See also criterion C. C. Promote public health, public safety, and general welfare. Yes. The AHO works to improve access to affordable homes for residents at or below 100% of the Area Median Income. This improves general welfare by providing people with access to safe and stable housing. The proposed amendments in Ordinance 2012 do not change the purpose or goal of the original ordinance and works to increase the opportunity to access two-bedroom homes. D. Facilitate the provision of transportation, water, sewerage, schools, parks and other public requirements. Yes. The essential standards for provision of public services such as water and sewer will not be modified. The proposed amendment removes the incentive of a reduction of parkland for affordable housing projects that are built in new development projects. This ensures that whether homes are being built at market rate or at the affordable rate as determined by City Commission resolution, they will be required to provide the required parkland per unit. All site development must demonstrate availability of adequate transportation, water, sewer, and park facilities prior to approval. The regulations are integrated with other City standards in Chapter 40 for provision of and operation of utilities. E. Reasonable provision of adequate light and air. Neutral. The building code standards apply to all homes that are built through the AHO which will insure a modicum of light and air. Minimum standards for windows and air circulation/venting remain in the building codes. As noted in Criterion D, park dedication requirements will apply to affordable housing. F. Effect on motorized and non-motorized transportation systems. Neutral. The proposed ordinance 2012 continues to allow for a parking reduction in the affordable housing developments. There is no direct impact to any sort of non-motorized transportation systems. Creation of local and other types of streets will occur during the subdivision process which creates the lots upon which the homes will be built. The ordinance does not change this process. G. Promotion of compatible urban growth. Yes. The proposed Ordinance 2012 promotes the continued growth of the City by providing standards that require affordable housing be a part of any development project of 10 units or more. The standards, as shown in other criteria, are consistent with the development standards and patterns of the City. 18484, Staff Report for Affordable Housing Ordinance Text Amendment Page 9 of 13 H. Character of the district. Yes. The current ordinance requires that affordable homes be built to match the exterior character of all homes in the development. The amendments do not have any direct impact on those requirements and have no direct impact on the overall character of the different zoning districts. I. Peculiar suitability for particular uses. Neutral. No changes to the zoning boundaries or uses within zone districts are proposed with these amendments. The location of zoning districts has previously been found to be appropriate. The authorized use tables have been reviewed for consistency with the intent and purpose of individual districts and found to be appropriate. Homes constructed under the affordable housing ordinance will only occur within areas where residential development is an authorized use. J. Conserving the value of buildings. Yes. The proposed amendments add a section to the ordinance for determining the fair market value of the affordable homes for the purpose of calculating the non-cash subsidy to be recaptured by the City. It requires that all homes be appraised at fair market value and not at the value set using comparable sales of homes that have received governmental subsidies. No changes to the zoning boundaries are proposed that would cause buildings to become non-conforming to the district in which they are located. Other portions of the municipal code require buildings to be maintained in a safe and secure condition to avoid decay and public hazards. The building design standards of Article 5 minimize negative impacts of development on adjoining properties. The community design standards of Article 4 ensure adequate street circulation, parks, and other necessary features. K. Encourage the most appropriate use of land throughout the jurisdictional area. Yes. No changes to the zoning boundaries are proposed with these amendments. The uses authorized in the use tables for each district are consistent with the district purpose. The zoning boundaries are in substantial compliance with the land use map of the growth policy, which establishes the broad policy for location of uses. As described in Criterion A, the proposed zoning is consistent with the growth policy overall. Finally, the amendments allow greater housing variety to meet the needs of a diverse community. PROTEST NOTICE FOR ZONING AMENDMENTS IN THE CASE OF WRITTEN PROTEST AGAINST SUCH CHANGES SIGNED BY THE OWNERS OF 25% OR MORE OF THE AREA OF THE LOTS WITHIN THE AMENDMENT AREA OR THOSE LOTS OR UNITS WITHIN 150 FEET FROM A LOT INCLUDED IN A PROPOSED CHANGE, THE AMENDMENT SHALL NOT BECOME EFFECTIVE EXCEPT BY THE FAVORABLE VOTE OF TWO-THIRDS OF THE PRESENT AND VOTING MEMBERS OF THE CITY COMMISSION. 18484, Staff Report for Affordable Housing Ordinance Text Amendment Page 10 of 13 For this text amendment application the applicable calculation of protesting owners would include all owners of all properties in all districts of the City for issues affecting the entire city such as review processes and generally applicable standards. For issues affecting a defined subsection of the city such as an individual zoning district the calculation of protesting owners would include all owners within the affected area. This protest does not apply to provisions relating to subdivision review as there is no state authority for protest of subdivision regulations. As of the writing of this report, no written protest against the changes have been received. APPENDIX A - PROJECT BACKGROUND The City has had zoning since 1934. The City has replaced the entirety of its zoning regulations fifteen times since then and completed over 250 individual amendments to the text. These regulations have developed over time as the City has grown from 6,855 in 1930 to over 45,000 today. The City has enacted various zoning requirements and standards over the years to support provision of affordable housing. Despite those repeated efforts, the issue of affordable housing remains a problem for many residents of the community. The City passed and adopted an inclusionary zoning ordinance known as the Affordable Housing Ordinance 1922 on December 7, 2015. The original ordinance was passed as voluntary with contingencies in place that a certain number of lower-priced homes be built by certain dates. Those contingencies were voluntary to start and switched to mandatory on July 12, 2017 when the contingencies in place to build a certain number of lower-priced homes had not been met. The Affordable Housing Ordinance 1922 was in place for 1 year and during that time, eight homes were built as part of the Lakes at Valley West subdivision. This time period provided staff and CAHAB members the opportunity to work through the current ordinance to develop some short term text amendments to improve upon the implementation and enforcement of the ordinance. The following text amendments to the original ordinance known as Section 38.380 of the Bozeman Municipal Code are proposed: 1. Section 38.380.040 – Definitions  F. Lower-priced home. Has been updated to state, homes priced at or below 70% of AMI  H. Moderate-priced home. Has been updated to state anything priced from 70.1% to a maximum of 90% of AMI 2. Section 38.380.70 – Pricing of affordable homes  A.1. Lower-priced homes. Will be set at a price affordable to buyers at or below 80% of AMI, rather than 65-80% as previously defined. 18484, Staff Report for Affordable Housing Ordinance Text Amendment Page 11 of 13  C.1. Household occupancy assumptions. The maximum sales price for a two- bedroom unit will set at the AMI for a three-person household, rather than a two-person household as previously defined. 3. Section 38.380.130 – Incentives are proposed to be changed to “Procedural adjustments and subsidies.”  The Procedural adjustments and subsidies chart is proposed to be changed from having columns of 70%, 80% and 90% to having two columns that will include Lower-priced homes and Moderate-priced homes.  The definition for Reduced minimum lot sizes has been amended to reference the Bozeman Municipal Code Section 38.320 Form & Intensity standards which define the exact reductions in lot size based on zoning and type of dwelling unit.  The following incentives are proposed to be removed from the ordinance i. Waiver of subdivision pre-application since this is a required step in the subdivision process ii. Removal of the reduction of parkland as this was directly tied to the voluntary implementation of the ordinance iii. Removal of the expedited review for affordable housing 1+1 4. Section 38.380.140 – Alternative means of compliance; payments of fees-in-lieu  B.1. Payment of cash in lieu – has been amended to define the process for setting the cash in lieu fee on an annual basis as the average of the median sales price of homes within the city with the same number of bedrooms over the two years prior to the adoption of the schedule. 5. Section 38.380.150 – Qualification of buyers of affordable homes  A.1. Lower-priced homes. To qualify for purchase of a lower-priced home, a buyer must meet all the following criteria: The proposal, changes the definition of household income to be at or below 80% of AMI as certified and verified by the city or its agent, rather than 65-80% as previously defined  A.4.c. The buyer must meet one of the following definitions of “first-time homebuyer”. The proposal changes the wording of the current definition to include: an affected individual, defined by the United States Department of Housing and Urban Development (HUD) as a displaced homemaker, who has only owned with a spouse 6. Section 38.380.160 – Subsidy recapture for lower-priced homes  B. Requirement for repayment of non-cash subsidy. The proposal clarifies the definition of the non-cash subsidy to be the difference between 98% of the nonsubsidized fair market value of the lower-priced home and the lower- priced home sales price.  C. Determination of non-cash subsidy amount. The proposal adds this entire section to include. The community development director determines the 18484, Staff Report for Affordable Housing Ordinance Text Amendment Page 12 of 13 amount of non-cash subsidy based on the difference between 98% of the fair market value of the lower-priced home and the sales price of the home. To determine the fair market value the director may rely on market data or analysis or one or more professional appraisals provided by the buyer's mortgage lender, a professional appraisal provided by the purchaser, or such other professional appraisal as may be obtained by the director for this purpose. An appraisal report used for purposes of this section must provide the fair market value of the lower-priced home. The commitment letter instructions provided to the appraiser must include a requirement that the appraiser not use as comparables other homes that have received subsid(ies) pursuant to article 380, or through any affordable housing assistance from the city, State of Montana or federal program. If such property must be used as a comparable in the appraisal report, the appraiser must clearly indicate and adjust for the value of such subsidy in determining the fair market value of such property.  D. Reconsideration of director’s determination of fair market value. The proposal adds this entire section to include. Any party involved in the lower- priced home sale transaction, including buyer, seller, or the city’s agent may request reconsideration of the director’s determination of fair market value of a lower-priced home. In the event of such a request, the requesting party may provide the city with an appraisal that meets the requirements of subsection C of this section and/or any other written evidence the requesting party believes the director should consider in his determination. Ordinance 2012 with all of the proposed text amendments to AHO 1922 was presented and reviewed by CAHAB and recommended for approval as proposed on July 11, 2018 and August 8, 2018. On October 10, 2018, CAHAB recommended for approval, one more proposed text amendment to Ordinance 1922. This text amendment is not currently included in Ordinance 2012. Staff’s recommendation on the proposed amendment is neutral as of the time this report was prepared, and staff recommends that the proposed amendment be presented to the Zoning Board/Planning Commission and the City Commission for discussion and possible recommendation. The proposed text amendment includes the following to permit the construction of homes priced at 80% AMI to meet the requirements of the AHO based on the following sections: 1. Section 38.380.060 – Number of affordable homes required  Homes that are priced at 80% AMI will meet the quantity requirements of moderate-priced homes (30% of total dwelling units) 2. Section 38.380.100 – Submission of affordable housing plan; approval 18484, Staff Report for Affordable Housing Ordinance Text Amendment Page 13 of 13  Any subsidies and procedural adjustments must be included in the affordable housing plan that is submitted by developer/builder at the time of receiving final plat. 3. Section 38.380.130 – Incentives  Homes that are priced at 80% AMI will be eligible for the subsidies and procedural adjustments that lower-priced homes receive. 4. Section 38.380.160 – Subsidy recapture for lower-priced homes  Homes that receive any city subsidies will be required to adhere to the subsidy recapture requirements for lower-priced homes It is important to note that ordinance 2012 is proposed as a short-term rewrite. The City is in the process of beginning a Housing Needs Assessment and at the completion of that process; the Affordable Housing Program Manager and CAHAB may bring forward a proposal for a larger or full AHO rewrite. APPENDIX B - NOTICING AND PUBLIC COMMENT This application is for an amendment to the municipal code. Therefore, the required notice is publication in the newspaper per Table 38.40.030, BMC. Notice publication is scheduled on September 30, October 14 and 28, and November 18, 2018 in the Bozeman Daily Chronicle before the public hearings by the Zoning Commission/Planning Board and City Commission. APPENDIX C - APPLICANT INFORMATION AND REVIEWING STAFF Applicant: Bozeman City Commission, PO Box 1230, Bozeman MT 59771 Report By: Matthew Madsen, Affordable Housing Program Manager Martin Matsen, Community Development Director FISCAL EFFECTS No fiscal effects have been identified. No presently budgeted funds will be changed by this amendment. The City will incur periodic costs to administer the process. ATTACHMENTS The full packet of materials and file of record can be viewed at the Community Development Department at 20 E. Olive Street, Bozeman, MT 59715. Draft Ordinance 2012 Zoning Commission/Planning Board report